Reports & analytics

Your business finances, visualised. Every number you need to make smart decisions.

P&L, cashflow, invoice aging, payroll summaries, tax liability reports — all auto-generated from your Paycape data. No Excel. No accountant waiting list. Just open your dashboard and see everything.

P&L — Q1 2026 · Adeyemi Consulting Ltd
Revenue
₦22,480,000
Cost of Sales
₦6,240,000
Gross Profit
₦16,240,000 72.2%
Operating Expenses
₦8,120,000
Net Profit
₦8,120,000 36.1%
All report types

Six reports that give you the full picture of your business.

Available on Starter plan and above. Export to PDF or CSV. Email directly to your accountant or investor.

Income & Expense Summary

Total revenue vs total expenses by period. Your basic financial health check — weekly, monthly, or quarterly.

Cash Flow Report

Money in vs money out over time. Net position at every point. Essential for knowing when you can and cannot spend.

P&L Statement

Auto-generated profit and loss. Revenue, cost of goods, gross profit, operating costs, net profit. What every investor and bank wants to see.

Invoice Aging Report

See which invoices are current, 30 days overdue, 60 days, 90 days. Know exactly who owes you, and how long they've been owing.

Payroll Summary

Total payroll cost by period, PAYE deducted, employer pension contributions. What you need for SIRS remittance and annual audit.

Tax Liability Report

VAT output vs input, WHT remitted, PAYE deducted — all in one export-ready document for your accountant or FIRS.

Share & export

Email your accountant a clean PDF. Download a CSV. Share a live link.

Reports are only useful if you can easily get them where they need to go. Paycape lets you download any report as PDF or CSV, schedule automatic email delivery, or share a live dashboard link with your accountant or business partner.

Download as PDF (clean, formatted)
Export as CSV for Excel or Google Sheets
Schedule automated monthly email to accountant
Filter by date range, category, or staff member
Sharable dashboard link for investors or partners

"My bank requested 6 months of financial statements when I applied for an SME loan. I generated the P&L, cashflow, and income summary in Paycape in about 3 minutes and emailed them immediately. Loan approved the next week."

AB
Abiodun B.
Director, Brightbridge Logistics · Lagos
FAQs

Reports questions answered

Do I need an accountant to use Paycape reports?
No. Paycape reports are designed for business owners who aren't accountants. The P&L, cashflow, and income summary are generated automatically from your invoices, expenses, and payroll data — no manual bookkeeping required. You can still share them with your accountant, which makes their job much easier too.
Which plan gives access to advanced reports?
The basic dashboard is available on all plans including Free. Advanced reports (P&L, cashflow, invoice aging, payroll summary, tax liability) are available from the Starter plan and above. The Free plan shows key metrics on the dashboard but doesn't include full report generation and export.
Can I use Paycape reports for bank loan applications in Nigeria?
Yes. Nigerian banks typically request 6 months of income statements, cash flow statements, and sometimes balance sheet data for SME loan applications. Paycape generates all of these automatically from your business data. Many Paycape customers have successfully used these reports for SME loan applications at Access Bank, GTB, First Bank, and other commercial banks.

See the full picture of your business finances — in minutes.

Auto-generated P&L, cashflow, and tax reports. Export-ready for your accountant, bank, or investor. Start free today.