AI Assistant

Your finance questions — answered instantly, in plain English.

Ask Paycape's AI anything about your business finances. "What did we spend on salaries last quarter?" "Which client owes me the most?" "Am I going to be able to make payroll this month?" — just type it. Get a real answer from your actual data in seconds.

Powered by OpenAI GPT-4
Reads your actual Paycape data
Answers in plain English
No prompting skills needed
Paycape AI
Connected to your workspace
What was our total revenue in May 2026?
Your May 2026 revenue was ₦22,480,000 — up 18.4% from April (₦18,982,000). Your top revenue client was Dangote Group (₦4.8M across 3 invoices). You had 2 invoices still outstanding at month end totalling ₦1,335,000.
Which invoices are more than 30 days overdue?
You have 3 invoices more than 30 days overdue:\n1. MTN Nigeria — INV-0040 — ₦485,000 — 48 days overdue\n2. Globacom Ltd — INV-0042 — ₦850,000 — 22 days overdue\n3. Airtel Nigeria — INV-0043 — ₦350,000 — 7 days overdue\nTotal outstanding: ₦1,685,000. Want me to draft reminder emails?
What you can ask

Every question about your business finances — answered instantly.

The AI Assistant reads your actual Paycape data — invoices, expenses, payroll, transactions. It does not give generic answers. It gives your answers.

Revenue & Clients

"How much did we invoice last quarter?"
"Which client has the highest outstanding balance?"
"What was our average invoice value in May?"
"Which clients have paid on time consistently?"

Expenses & Cashflow

"What is our biggest expense category this month?"
"How much did we spend on payroll year to date?"
"Are we spending more this quarter than last quarter?"
"What subscriptions are we paying for that cost the most?"

Tax & Compliance

"How much VAT have we collected this month?"
"What is our estimated CIT liability for the year?"
"Which vendors do we need to deduct WHT from?"
"When is our next VAT filing deadline?"
How it works

No training. No setup. Just type your question.

The AI Assistant is always connected to your Paycape workspace — invoices, payroll records, expenses, client data, transactions. When you ask a question, it queries your data in real time and returns an accurate, specific answer.

It understands Nigerian context — it knows what PAYE means, what WHT is, how FIRS filing works. It gives answers in naira with Nigerian formatting, not generic global responses.

Connected to all your Paycape modules in real time
Understands Nigerian finance terms — PAYE, WHT, CIT, FIRS
Answers in naira with correct formatting
Can identify trends, flag anomalies, and surface insights
Available on all plans — Business and Max get more queries per month
01
Type your question
Ask in plain English exactly what you want to know — no special commands or syntax needed.
02
AI reads your data
The assistant queries your invoices, expenses, payroll, and transactions in real time.
03
Get a specific answer
Not a generic response — your actual numbers, your clients, your situation.

"I asked the AI 'which of my clients has the worst payment behaviour?' and it gave me a ranked list with average days-to-pay for each one. I renegotiated payment terms with the bottom 3 clients the same week. Collections improved significantly the next month."

Chinonye
Chinonye A.
CEO · Lagos professional services

"I am not a finance person — I am a builder. The AI Assistant lets me ask my CFO questions without having a CFO. 'Are we profitable this month?' 'What is our biggest cost line?' 'How much tax are we going to owe?' Simple questions that matter."

Abel
Abel S.
Founder · Lagos tech company
FAQs

AI Assistant questions

Is the AI reading my actual financial data or giving generic answers?
It reads your actual data. The AI Assistant is connected to your Paycape workspace — your invoices, expenses, payroll records, client data, and transactions. When you ask "what was our payroll cost last month?", it queries your actual payroll records and returns the real figure, not an estimate or generic guidance.
Is my financial data safe with the AI?
Yes. Your data is never used to train AI models and never shared with third parties. The AI queries your data in real time to generate an answer, and that data remains encrypted and private within your Paycape workspace. We use OpenAI's enterprise API which has strict data processing agreements in place.
Which plan includes the AI Assistant?
The AI Assistant is available on all paid plans. Business and Max plans get unlimited AI queries per month. Starter plan includes 50 queries per month. The Free plan does not include AI Assistant access.
Can the AI file my taxes or take actions in my workspace?
Currently the AI Assistant is read-only — it answers questions and surfaces insights but does not take actions like creating invoices or submitting filings. This is by design: you stay in control of all financial actions. Future updates will introduce AI-assisted workflows for routine tasks.

Stop digging through dashboards. Just ask.

The AI Assistant answers every finance question from your actual Paycape data — instantly, in plain English.