Overview
Cellulant is a leading African digital payment company that provides seamless, secure and innovative payment solutions enabling businesses to collect payments, send payouts, and accelerate business growth across Africa. The platform operates through its consumer app “Tingg” and offers comprehensive financial services including bill payments, money transfers, group payments, investments, and lending services. Tingg links all your mobile money, debit/credit cards and banks to one wallet across Africa giving you a robust platform to easily access financial services no matter where you are. The platform serves both individual consumers and businesses, with a strong presence in Kenya, Nigeria, Ghana, Uganda, Tanzania, and other African markets.
Key Features
Multi-Payment Integration
Links mobile money, cards, and banks in one wallet
Bill Management
Comprehensive bill payments with reminders and scheduling
Group Payments & Investments
Collaborative payment and investment solutions
Money Transfers
Send and receive money across Africa
Food Ordering
Integrated food delivery payment system
Business Solutions
Payment infrastructure for merchants
Pros & Cons
Advantages
- Wide payment method integration across Africa
- Comprehensive financial services in one app
- Strong security and regulatory compliance
- Group payment and investment features
- Established presence in multiple African countries
Limitations
- Limited availability outside Africa
- Higher fees for some international transactions
- App interface could be more intuitive
- Customer support response time varies
- Limited cryptocurrency payment options
Security Features
Real-time transaction monitoring systems
Licensed by central banks in operating countries
Enhanced account security protocols
End-to-end data encryption for all transactions
International payment card security standards
Comprehensive data protection measures per local regulations
Pricing & Fees
| Service | Fee | Details |
|---|---|---|
| Local Money Transfers | 0.5% - 1.5% | Within same country transfers |
| International Transfers | 2.0% - 3.5% | Cross-border African transfers |
| Bill Payments | 0.5% - 2.0% | Utility and service bill payments |
| Card Transactions | 1.5% - 2.5% |
Getting Started
Detailed Ratings
Final Verdict
Cellulant stands out as Africa’s premier digital payment platform, offering comprehensive financial services with robust security measures. While fees can be higher for international transactions, the platform’s extensive payment method integration and multi-country presence make it invaluable for African users and businesses seeking reliable payment solutions.