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Cellulant

Cellulant

payment Africa
A
Security Rating
500,000+
Downloads
2.5M+
Active Users
0.5% - 3.5%
Fees

Overview

Cellulant is a leading African digital payment company that provides seamless, secure and innovative payment solutions enabling businesses to collect payments, send payouts, and accelerate business growth across Africa. The platform operates through its consumer app “Tingg” and offers comprehensive financial services including bill payments, money transfers, group payments, investments, and lending services. Tingg links all your mobile money, debit/credit cards and banks to one wallet across Africa giving you a robust platform to easily access financial services no matter where you are. The platform serves both individual consumers and businesses, with a strong presence in Kenya, Nigeria, Ghana, Uganda, Tanzania, and other African markets.

Key Features

Multi-Payment Integration

Links mobile money, cards, and banks in one wallet

Bill Management

Comprehensive bill payments with reminders and scheduling

Group Payments & Investments

Collaborative payment and investment solutions

Money Transfers

Send and receive money across Africa

Food Ordering

Integrated food delivery payment system

Business Solutions

Payment infrastructure for merchants

Pros

  • Wide payment method integration across Africa
  • Comprehensive financial services in one app
  • Strong security and regulatory compliance
  • Group payment and investment features
  • Established presence in multiple African countries

Cons

  • Limited availability outside Africa
  • Higher fees for some international transactions
  • App interface could be more intuitive
  • Customer support response time varies
  • Limited cryptocurrency payment options

Security Analysis

A
Security Rating

Security Features:

  • Real-time transaction monitoring systems
  • Licensed by central banks in operating countries
  • Enhanced account security protocols
  • End-to-end data encryption for all transactions
  • International payment card security standards
  • Comprehensive data protection measures per local regulations

Pricing & Fees

Service
Fee
Details
Local Money Transfers
0.5% - 1.5%
Within same country transfers
International Transfers
2.0% - 3.5%
Cross-border African transfers
Bill Payments
0.5% - 2.0%
Utility and service bill payments
Card Transactions
1.5% - 2.5%

How To Get Started

1

Download the App Download

Tingg from Google Play Store or App Store for your mobile device.

2

Account Registration

Create account using phone number, email, and basic personal information for verification.

3

Identity Verification

Upload government ID and complete KYC requirements as per local regulations.

4

Link Payment Methods

Connect your mobile money accounts, bank cards, and preferred payment methods.

5

Set Security Features

Enable PIN, biometric authentication, and transaction limits for enhanced security.

6

Start Transacting

Begin using services like bill payments, transfers, and other financial transactions.

Final Verdict

Cellulant stands out as Africa’s premier digital payment platform, offering comprehensive financial services with robust security measures. While fees can be higher for international transactions, the platform’s extensive payment method integration and multi-country presence make it invaluable for African users and businesses seeking reliable payment solutions.

Ease to Use
7.5/10
Security
9/10
Customer Support
7/10
Pricing
6/10
Payment Option
8/10
Overall Experience
8/10
Overall Rating: 4.2/10

Reviewed by Akeem Feyisupo

Financial Technology Expert

Hi, Iโ€™m Akeem, an SEO expert. What I do here is to ensure that I transform complex ideas into clear, relatable content, making even the toughest topics accessible to everyone. I also love to work on data a lot.
Last Updated: August 1, 2025