Overview
Brex offers corporate cards, expense management, reimbursements, business accounts, and travel, all on one unified, global platform. Designed specifically for startups, growing companies, and enterprises, Brex provides a comprehensive financial management solution that eliminates traditional banking limitations for businesses.
Brex is a corporate credit card that’s built to help businesses scale, offering 10-20x higher limits with built-in spend controls and industry-leading rewards. The platform serves businesses of all sizes, from early-stage startups to global enterprises, providing tailored financial solutions that grow with the company.
Key Features
Corporate Cards
Global acceptance in 210+ countries with customizable spending controls
Expense Management
AI-powered automated expense tracking and policy enforcement
Business Banking
FDIC-insured business accounts with local and international capabilities
Travel Management
Integrated business travel booking and management system
Bill Pay
Automated and scheduled payment processing
Real-time Reporting
Advanced analytics and financial insights dashboard
Pros & Cons
Advantages
- Higher credit limits (10-20x traditional cards)
- No personal guarantees required
- Advanced AI-powered expense controls
- Global acceptance and multi-currency support
- Seamless integrations with popular accounting software
Limitations
- Limited to business customers only
- Newer platform compared to traditional banks
- Some features require higher-tier plans
- Customer support can be slow during peak times
Security Features
Encryption: Industry-standard HTTPS with AES-256-bit encryption
Authentication: Two-factor authentication (2FA) and biometric login support
Device Verification: One-time browser authorization required for new devices
Fraud Monitoring: 24/7 AI-powered fraud detection and prevention
Compliance: SOC 1 Type II, SOC 2 Type II, and PCI-DSS certified
Access Controls: Automatic idle lockouts and strict content security policies
Pricing & Fees
| Service | Fee | Details |
|---|---|---|
| Essentials | $0/user | Global cards, AI-powered rules, up to 2 entities, basic integrations |
| Premium | $12/user | Everything in Essentials + multiple expense policies, advanced approvals, and multi-entity support |
| Enterprise | Custom pricing | Everything in Premium + unlimited entities, local card issuance, and a dedicated account manager |
| Smart Card | Custom pricing | Global cards in 50+ countries, merchant controls, and custom approvals |
Getting Started
Detailed Ratings
Final Verdict
Brex simplifies expense management through its comprehensive finance platform, helping businesses drive growth, automate processes, and earn more. The platform excels in providing innovative financial solutions specifically designed for modern businesses, making it an excellent choice for companies seeking to streamline their financial operations.