Overview
Adyen is a global payment platform founded in 2006 and headquartered in Amsterdam, Netherlands. The company provides end-to-end payment solutions for businesses of all sizes, enabling them to accept payments across online, mobile, and point-of-sale channels. Listed on the Euronext stock exchange under ADYEN, the platform serves over 3,000 merchants worldwide, including major brands like Uber, Spotify, and Microsoft. Adyen offers a unified platform that supports over 250 payment methods across 190+ markets, making it particularly attractive for businesses with global operations.
Key Features
Unified Commerce Platform
Single integration for online, mobile, and in-store payments
Global Payment Methods
Support for 250+ local and international payment methods
Real-time Data and Reporting
Advanced analytics and transaction insights
Risk Management
Built-in fraud detection and prevention tools
Multi-currency Support
Process payments in 150+ currencies
API-first Architecture
Flexible integration options for developers
Pros & Cons
Advantages
- Global reach with 250+ payment methods
- Single platform for all payment channels
- Advanced fraud protection and risk tools
- Real-time reporting and analytics
- No monthly or setup fees
Limitations
- Complex pricing structure
- High minimum processing volumes required
- Limited customer support options
- Setup can be technically challenging
- Higher fees for smaller merchants
Security Features
Security Certifications
GDPR compliant data processing and storage
Secure API endpoints with OAuth 2.0 authentication
Pricing & Fees
| Service | Fee | Details |
|---|---|---|
| Card Payments (Europe) | €0.11 + 1.4% | Visa and Mastercard transactions |
| Card Payments (US) | $0.10 + 2.9% | Domestic card processing |
| Digital Wallets | €0.11 + 1.4-3.4% | Apple Pay, Google Pay, PayPal |
| Bank Transfers | €0.11 + 0.5-1.5% | SEPA, ACH, and local bank methods |
| Alternative Payments | €0.11 + 2-4% | Regional payment methods |
| Chargeback Fees | €25 per dispute | Fixed fee regardless of transaction amount |
| Currency Conversion | 1-4% | FX markup on cross-border transactions |
Getting Started
Detailed Ratings
Final Verdict
Adyen excels as an enterprise-grade payment platform with exceptional global reach and advanced features. While its complex pricing and high minimum volumes may deter smaller businesses, it’s ideal for companies requiring sophisticated payment infrastructure across multiple markets.