6 Best Contactless Payment Apps

Contactless cards, tap-to-pay, NFC payments – these contactless payment methods have changed the way eCommerce businesses perform payment transactions. With contactless payments online, customers only need to hover their cards on the contactless machine, and that’s it.

There are several ways to set up contactless payments for businesses. One of these ways is to use the best contactless payment apps. Contactless payment apps have emerged as the new frontier, offering users convenience, speed, and enhanced security. 

If you are looking for the best contactless payment apps for your business, then you are in the right place. Let’s look at the best contactless payment apps for businesses.

contactless payment apps

6 Contactless Payment Apps

So, what are the best contactless payment apps online? 

Let’s see:

1. Apple Pay

Apple Pay is a contactless payment app for iPhone users and remains a frontrunner in the contactless payment space, seamlessly integrating with Apple devices and providing a secure and efficient payment experience. Users can add credit or debit cards to the Apple Wallet and make transactions with a simple tap or glance using Face ID or Touch ID. 

The widespread acceptance of Apple Pay at various retail outlets and online stores makes it a versatile choice for users in different environments.

2. Google Pay

Google Pay is another heavyweight in the contactless payment arena. With its user-friendly interface and broad compatibility across Android devices, Google Pay allows users to link multiple cards and bank accounts. 

Beyond in-store purchases, Google Pay facilitates online transactions, peer-to-peer payments, and even transit payments in supported cities. The ability to store loyalty cards and access personalized offers adds an extra layer of convenience for users.

3. Samsung Pay

This is another contactless payment app for android. Samsung Pay distinguishes itself by incorporating both Near Field Communication (NFC) and Magnetic Secure Transmission (MST) technologies. 

This unique combination enables users to make payments not only at NFC-enabled terminals but also at traditional magnetic stripe card readers. Samsung Pay’s broad compatibility makes it a valuable option for users seeking flexibility in their contactless payment methods.

4. PayPal

With its roots in online payments, PayPal has evolved to become a significant player in the contactless payment space. Users can link their credit cards, debit cards, or bank accounts to their PayPal accounts, enabling seamless transactions both online and in-store. 

Additionally, PayPal’s acquisition of popular mobile payment app Venmo has further expanded its reach, making it a comprehensive solution for various payment needs.

Learn how to create a PayPal account in Nigeria here.

5. Venmo

Venmo, a subsidiary of PayPal, has gained popularity as a peer-to-peer payment app with a social twist. Users can easily split bills, pay friends, and even share payment activity with their network. 

Additionally, Venmo’s user-friendly interface and social features set it apart, making it a preferred choice for those who value a more interactive payment experience.

6. Square Cash (Cash App)

Square Cash, often referred to as Cash App, is a versatile platform that goes beyond basic payments. In addition to sending and receiving money, users can invest in stocks and Bitcoin, get a Cash Card for physical purchases, and even receive direct deposits. 

Cash App’s expanding features make it a comprehensive financial tool for users looking for a multifaceted platform.

Now You Know

Contactless payment apps have undoubtedly transformed the way we handle transactions, offering speed, convenience, and enhanced security. As technology continues to advance, these contactless payment apps are likely to evolve further, introducing new features and capabilities. 

Regardless of if you’re an iPhone user, an Android user, or prefer the versatility of PayPal, there’s a contactless payment app tailored to meet your specific needs. If you’ve not already started using it, then it’s time to embrace the future of transactions and enjoy the seamless, secure, and efficient world of contactless payments.

Frequently Asked Questions About Contactless Payment Apps

Let's answer a few questions about contactless payment apps!

Mobile wallets like Apple Pay, Google Pay, and Samsung Pay often offer an additional layer of security through biometric payment authentication (such as fingerprint or facial recognition) and tokenization, making them highly secure options.

Visa contactless is a secure and widely accepted contactless payment method. It uses the same technology as other contactless systems and is supported by a range of banks and financial institutions.

The contactless payment symbol is often depicted as four curved lines, resembling radio waves. It indicates that a card or device is equipped with NFC technology for contactless transactions.

Popular apps for contactless payment include:

  • Apple Pay
  • Google Pay
  • Samsung Pay
  • PayPal
  • Venmo

To get contactless payment, you can request a contactless-enabled card from your bank or financial institution. If you prefer mobile payments, download a compatible mobile wallet app and add your payment cards to it.

Most modern payment apps that support contactless transactions use NFC (Near Field Communication) technology. This includes Apple Pay, Google Pay, Samsung Pay, and various banking apps.

To make contactless payments with your phone, ensure it has NFC capability and is supported by a compatible mobile wallet or banking app. Add your payment cards to the app, and then follow the instructions to make a payment by tapping your phone on a contactless-enabled terminal.

Most smartphones come with built-in NFC capabilities. You don't need a separate app to enable NFC. However, you may need to download a compatible mobile wallet or payment app that supports NFC for making contactless payments.


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Opeyemi Omoniyi

Writer & Blogger

Meet Opeyemi Joy Omoniyi, a dynamic digital marketer and content strategist. With a background spanning Techdella Inc. and PayCape to adolescent counseling with Options Nigeria and UK, Opeyemi has cultivated a unique blend of skills. From mastering SEO to excelling in audience engagement and trust-building, Opeyemi's expertise shines through. Each piece of content reflects a commitment to excellence, backed by meticulous research and editing. Join Opeyemi on LinkedIn for insightful content write-ups, navigating the ever-evolving digital landscape together.

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