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Cash App Scam Protection Guide - Stay Safe from Fraud | PayCape
Cash App Protection Guide

Stay Safe from Cash App Scams

Protect yourself from money flip scams, fake giveaways, and customer support impersonation. Learn how to use Cash App safely.

62%
Increase in 2024
$1,200
Average Loss
50M+
Users at Risk

What You'll Learn

1

Common Cash App Scams

Recognize these sophisticated fraud schemes targeting Cash App users

Money Flip Scam

Critical Risk

Scammers promise to "flip" a small amount of money into a larger sum, but never return the increased amount.

Too Good to Be True

They ask for an initial payment, then disappear or demand more money for "fees" or "taxes." There is no legitimate way to "flip" money.

  • Promises of quick, high returns
  • Requests for initial "investment"
  • Demands for "fees" or "taxes"

Fake Giveaways

Very High Risk

Scammers impersonate celebrities or popular accounts, promising large sums of money in exchange for a small "verification" fee.

No Legitimate Giveaways

Legitimate giveaways never ask for money upfront. If you have to pay to receive a prize, it's a scam.

  • Requests for small "verification" fee
  • Impersonation of famous people
  • Urgent demands to claim prize

Customer Support Impersonation

High Risk

Scammers pretend to be Cash App support, asking for your login details, PIN, or to send them money to "verify" your account.

Cash App Never Asks

Cash App support will never ask for your sign-in code, PIN, or to send them money. Always verify contact through the official app.

  • Requests for sensitive information
  • Unsolicited calls/messages
  • Threats of account closure

Phishing Links

Medium Risk

Fake emails or texts with links to malicious websites designed to steal your Cash App login credentials or personal information.

Check URLs Carefully

Always hover over links before clicking to see the true destination. Look for misspellings or unusual domains.

  • Suspicious sender address
  • Generic greetings
  • Urgent action required

Fake Rental/Purchase Scam

High Risk

Scammers advertise fake rentals or high-value items online, then demand Cash App payments as a deposit or full payment before disappearing.

Verify Before Paying

Always verify the legitimacy of the seller and the item/property before sending money. Never pay for something you haven't seen in person.

  • Unusually low prices
  • Refusal to show property/item
  • Pressure to pay quickly

Job Offer Scam

High Risk

Fraudulent employers send fake checks for equipment, then ask you to send money via Cash App to "vendors" or for "training fees."

Fake Checks & Fees

The check will bounce, and any money you sent via Cash App is lost. Legitimate employers never ask for money for equipment or training.

  • Immediate hire without interview
  • Check for equipment/training
  • Requests to send money via Cash App
2

How to Protect Yourself

Essential security practices for Cash App users

1

Only Send to Trusted Individuals

Cash App is designed for sending money to friends, family, and trusted small businesses. Avoid sending money to strangers.

2

Verify Recipient Details

Always double-check the recipient's $Cashtag, phone number, or email before sending money. A typo can send money to the wrong person.

3

Enable Security Locks

Set up a PIN or Touch ID/Face ID for all transactions. This adds an extra layer of security to prevent unauthorized access.

4

Be Wary of "Free Money" Offers

If an offer seems too good to be true, it probably is. Legitimate giveaways and money offers don't require upfront payments.

5

Report Suspicious Activity

If you suspect a scam or unauthorized transaction, report it immediately within the Cash App or to official support channels.

3

Cash App Security Features

Built-in protections for your account and transactions

Security Lock

Enable a PIN, Touch ID, or Face ID to protect your account and transactions.

Instant Notifications

Receive real-time alerts for all transactions and account activity.

Fraud Protection

Cash App employs fraud detection technology to identify and prevent suspicious activity.

Account Verification

Verify your identity to unlock higher sending limits and enhance security.

Transaction History

Detailed records of all your transactions are available in-app.

Cash Card Controls

Manage your Cash Card, including pausing spending and setting ATM limits, directly from the app.

I've Been Scammed - What Now?

Act quickly - Cash App payments are instant and often irreversible

1

Contact Cash App Support

Immediately contact Cash App support through the app or their official website to report the fraudulent transaction.

Cash App Help
2

Change Your PIN & Password

If you suspect your account was compromised, change your PIN and password immediately to prevent further unauthorized access.

Security Settings
3

Contact Your Bank

If your Cash App was linked to your bank account or debit card, inform your bank of the fraudulent activity.

Bank Contacts
4

Document Everything

Keep records of all communications, transaction details, and any evidence related to the scam.

Evidence Collection
5

File Police Report

For significant losses, file a report with your local police department. This can help with recovery efforts.

Local Police
6

Report to FTC

File a complaint with the Federal Trade Commission to contribute to fraud tracking and prevention efforts.

ReportFraud.ftc.gov
4

Resources & Support

Official help and additional protection resources

Cash App Support

Official Cash App help center for common issues, security tips, and direct support.

Bank Resources

Contact your linked bank or credit union for assistance with unauthorized transactions.

Government Resources

Federal agencies that track and investigate financial fraud and scams.