Overview
At-Bay is a cyber insurance provider that combines Insurance + Security to tackle cyber risk head-on. As an insurance company built by cybersecurity experts, At-Bay has the power to help prevent cyber attacks before they happen. The platform serves businesses of all sizes seeking comprehensive cyber liability protection and proactive security measures. At-Bay’s cyber risk insurance products give businesses clarity and confidence to embrace technology and meet the challenges of a complex digital world.
The company offers both insurance coverage and security technology through its integrated approach, making it unique in the cyber insurance space by focusing on prevention rather than just claims response.
Key Features
At-Bay Stance™
Integrated security technology platform for proactive protection
Cyber Insurance Coverage
Up to $10 million limits for cyber liability
Tech E&O Insurance
Technology errors and omissions coverage
Automated Underwriting
Bindable quotes delivered in seconds
Risk Management Tools
Proactive security services included with policies
Multi-Line Coverage
Cyber, Tech E&O, and Media Professional Liability
Pros
- A- Excellent financial strength rating from AM Best
- Combines insurance with proactive security technology
- Automated underwriting with instant quotes
- Up to $10 million coverage limits available
- Free security services are included with policies
Cons
- Limited to cyber and tech-related insurance only
- Primarily targets businesses, not individual consumers
- Pricing is not publicly transparent
- Newer company compared to traditional insurers
- Geographic limitations (US-focused)
Security Analysis
Security Features:
- Continuous monitoring and risk assessment capabilities
- 24/7 security operations center support
- Privacy policy compliance with data protection regulations
Pricing & Fees
How To Get Started
Initial Risk Assessment
Complete At-Bay's online risk evaluation to determine coverage needs and eligibility requirements.
Quote Generation
Use the automated underwriting system to receive bindable quotes within seconds through the broker platform.
Policy Customization
Work with brokers to tailor coverage limits, deductibles, and specific protection requirements for business.
Application Submission
Submit a completed application with business information, security practices, and financial details for underwriting review.
Policy Activation
Once approved, activate the policy and gain immediate access to the At-Bay Stance™ security platform.
Ongoing Management
Monitor coverage through the dashboard, receive security alerts, and access 24/7 support services.
Final Verdict
At-Bay’s A- (Excellent) rating from AM Best, combined with their innovative approach to cyber insurance, makes them a standout choice for businesses seeking comprehensive digital risk protection. Their integration of insurance coverage with proactive security technology sets them apart from traditional carriers, offering genuine value through prevention-focused services.
