Overview
At-Bay is a cyber insurance provider that combines Insurance + Security to tackle cyber risk head-on. As an insurance company built by cybersecurity experts, At-Bay has the power to help prevent cyber attacks before they happen. The platform serves businesses of all sizes seeking comprehensive cyber liability protection and proactive security measures. At-Bay’s cyber risk insurance products give businesses clarity and confidence to embrace technology and meet the challenges of a complex digital world.
The company offers both insurance coverage and security technology through its integrated approach, making it unique in the cyber insurance space by focusing on prevention rather than just claims response.
Key Features
At-Bay Stance™
Integrated security technology platform for proactive protection
Cyber Insurance Coverage
Up to $10 million limits for cyber liability
Tech E&O Insurance
Technology errors and omissions coverage
Automated Underwriting
Bindable quotes delivered in seconds
Risk Management Tools
Proactive security services included with policies
Multi-Line Coverage
Cyber, Tech E&O, and Media Professional Liability
Pros & Cons
Advantages
- A- Excellent financial strength rating from AM Best
- Combines insurance with proactive security technology
- Automated underwriting with instant quotes
- Up to $10 million coverage limits available
- Free security services are included with policies
Limitations
- Limited to cyber and tech-related insurance only
- Primarily targets businesses, not individual consumers
- Pricing is not publicly transparent
- Newer company compared to traditional insurers
- Geographic limitations (US-focused)
Security Features
Continuous monitoring and risk assessment capabilities
24/7 security operations center support
Privacy policy compliance with data protection regulations
Pricing & Fees
| Service | Fee | Details |
|---|---|---|
| Primary Cyber Insurance | Up to $10 million | For businesses with up to $5 billion in revenue |
| Excess Cyber Coverage | Up to $10 million | Additional layer protection |
| Tech E&O Insurance | Up to $10 million | Technology errors and omissions |
| At-Bay Stance™ Security | Included | Free with insurance policies |
| Risk Assessment Tools | Included | Complimentary security services |
Getting Started
Detailed Ratings
Final Verdict
At-Bay’s A- (Excellent) rating from AM Best, combined with their innovative approach to cyber insurance, makes them a standout choice for businesses seeking comprehensive digital risk protection. Their integration of insurance coverage with proactive security technology sets them apart from traditional carriers, offering genuine value through prevention-focused services.