A
Amortization
Amortization is the process of gradually paying off a debt or spreading out the cost of an intangible asset over a specific period of time through scheduled payments.
Financial Education
Financial Glossary Made Simple
Break down complex financial jargon and make smarter decisions with our comprehensive glossary of financial terms
13 terms available
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Jump to terms starting with a specific letter
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Showing all financial terms
ATerms starting with A
A
APY (Annual Percentage Yield)
APY stands for Annual Percentage Yield, a standardized way to measure the real rate of return on a deposit account, factoring in compound interest over a year.
BTerms starting with B
B
Blockchain
Blockchain is a decentralized, distributed digital ledger technology that records transactions securely, transparently, and immutably across a network of computers.
CTerms starting with C
C
Chargeback
A chargeback is a transaction reversal initiated by a cardholder's bank to dispute a charge and recover funds due to fraud, error, or dissatisfaction.
DTerms starting with D
D
DeFi
DeFi (short for Decentralized Finance) refers to financial services built on blockchain technology that operate without traditional banks or centralized institutions.
D
Digital Wallet
A digital wallet is an electronic application or device that securely stores payment information, identification, and financial data, enabling users to make electronic transactions online or in person.
ETerms starting with E
E
Embedded Finance
Embedded finance is the integration of financial services like payments, lending, insurance, or banking into non-financial platforms, enabling users to access these services directly within apps, websites, or digital tools.
FTerms starting with F
F
Factoring
Factoring is a financial transaction where a business sells its accounts receivable (invoices) to a third party (called a factor) at a discount in exchange for immediate cash.
HTerms starting with H
H
Hedging
Hedging is a financial strategy used to reduce or offset the risk of adverse price movements in assets, currencies, or investments by taking an opposite position in a related market.
KTerms starting with K
K
KYC (Know Your Customer)
KYC, or Know Your Customer, is the process by which financial institutions and businesses verify the identity of their clients to comply with regulations, prevent fraud, and reduce money laundering risks.
LTerms starting with L
L
Liquidity
Liquidity refers to how quickly and easily an asset can be converted into cash without significantly affecting its market price.
STerms starting with S
S
Stablecoin
A stablecoin is a type of cryptocurrency designed to maintain a stable value by being pegged to a reserve asset such as the U.S. dollar, the euro, gold, or a basket of assets.
VTerms starting with V
V
Virtual Credit Card
A virtual credit card is a digital version of a physical credit card, generated for online or remote transactions, designed to enhance security and reduce fraud risk.