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Mortgage Calculator - PayCape
Home Financing
๐Ÿ 

Mortgage Calculator

Calculate your monthly mortgage payments, affordability, and total cost of homeownership with our comprehensive calculator.

Affordability Analysis
Total Cost Breakdown
Scenario Comparison
Savings Tips

Property Details

$
$50K $2M
%
$
%
0.1% 20%
Additional Monthly Costs

Payment Summary

Total Monthly Payment
$3,280
Principal & Interest $2,530
Property Tax $500
Home Insurance $150
PMI $0
HOA Fees $0
Total Monthly Payment $3,280
Loan Amount $400,000
Total Interest Paid $510,800
Total of All Payments $910,800
Payoff Date December 2054

Affordability Analysis

$
$

Loan Scenarios Comparison

ScenarioDown PaymentMonthly PaymentTotal InterestTotal Cost
Current 20% Down$100,000$3,280$510,800$910,800
Alt 1 10% Down$50,000$3,616$574,650$1,024,650
Alt 2 5% Down$25,000$3,784$606,575$1,081,575
Alt 3 15-Year Term$100,000$3,991$218,380$618,380
Mortgage Calculator - PayCape
Home Financing
๐Ÿ 

Mortgage Calculator

Calculate your monthly mortgage payments, affordability, and total cost of homeownership.

Affordability
Cost Breakdown
Comparisons

Property Details

$
$50K $2M
%
$
%
0.1% 20%
Additional Monthly Costs

Payment Summary

Total Monthly Payment
$3,280
Principal & Interest $2,530
Property Tax $500
Home Insurance $150
PMI $0
HOA Fees $0
Total Monthly Payment $3,280
Loan Amount $400,000
Total Interest Paid $510,800
Total of All Payments $910,800
Payoff Date December 2054

Affordability Analysis

$
$

Loan Scenarios Comparison

ScenarioDown PaymentMonthly PaymentTotal InterestTotal Cost
Current 20% Down$100,000$3,280$510,800$910,800
Alt 1 10% Down$50,000$3,616$574,650$1,024,650
Alt 2 5% Down$25,000$3,784$606,575$1,081,575
Alt 3 15-Year Term$100,000$3,991$218,380$618,380