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PayCape - Financial Tools & Calculators
Investment Calculator | PayCape Tools
PayCape Tools

Investment Calculator

Project your investment growth with compound interest, regular contributions, and multiple investment strategies.

Investment Details

๐Ÿ“Š
Stocks
7-10% avg return
๐Ÿ“„
Bonds
3-5% avg return
๐Ÿฆ
ETFs
6-8% avg return
๐Ÿช™
Crypto
Variable return
$
$0 $100K
%
0% 30%
years
1 year 50 years
$
$0 $5K

Investment Projection

Future Value
$247,115
After 20 years
Total Contributions $130,000
Investment Gain $117,115
Total Return 90.1%
Annualized Return 8.0%

Growth Over Time

๐ŸŽฏ
Double Investment
9 years
๐Ÿ’ฐ
First $100K
7 years
๐Ÿ†
First Million
32 years

Year-by-Year Breakdown

YearStarting BalanceContributionInterest EarnedEnding BalanceTotal Gain

Investment Strategies

Dollar-Cost Averaging
Invest a fixed amount regularly regardless of market conditions. This strategy helps reduce the impact of market volatility.
Reduces timing risk
Builds discipline
Lowers average cost
Diversification
Spread investments across different asset classes, sectors, and geographic regions to minimize risk.
Reduces portfolio risk
Smoother returns
Better risk-adjusted returns
Rebalancing
Periodically adjust your portfolio to maintain your target asset allocation as market values change.
Maintains risk level
Buy low, sell high
Disciplined approach