How To Create Wirepay Virtual Dollar Card: All You Need To Know

Are you looking for easy ways to send money and also make online transactions? Well, you can make use of a Wirepay virtual card. This card can be used by Africans and it is easy to create. However, to be able to access this card, you’ll need to have an account with the platform and you’ll have to pay an amount to claim the card.

Once this is done, you can access your card and make use of it for online transactions. In this article, you’ll get to know more about the Wirepay virtual card, the platforms you can use the card on, and the various limits placed on the card.

What is a Virtual Dollar Card?

A virtual card is a digital card that is usually funded in US dollars to make transactions online. With the card, you can purchase goods and services on any platform with ease. A virtual dollar card has all the details that are available on a physical debit or credit card.

What is Wirepay?

Wirepay is a virtual dollar card operator that allows you to send and receive money within Africa using fiat. It also provides you with a virtual dollar card that you can use for making purchases on various platforms online. With Wirepay, you can buy airtime at a discount.

How To Create a Wirepay Account

A picture that shows Signing up with Wirepay

Below are the steps you can use to create your Wirepay account.

  • First of all, download the “Wirepay app”
  • “Open” the app and input your “Email address”
A picture showing wirepay sign up form

  • Fill out the “Sign up form”
  • Go to your email, copy the “OTP” sent
  • Input the OTP
  • Then click on “Sign Up”
  • Select “Okay!”
  • Input your email address again
  • Type in the log-in “OTP” sent to your email
  • Click on “Continue”
  • Create your four-digit PIN and confirm it

Now, you’ve successfully created an account with Wirepay.

How To Fund Your Wirepay Wallet

A picture showing how to fund your wirepay wallet

Before you can create a Wirepay virtual dollar card you’ll need to verify your account. For this process, you’ll be required to provide your phone number, ID card, and your BVN. Once your account is verified, you can follow the steps below to fund your account:

A picture showing Wirepay funding process

  • Click on “Fund”
Banking method to fund your account

  • Choose the “Method” you’d like to use to fund your wallet
  • Then “Proceed” to fund your wallet

Note: If you click on the bank transfer option, an account number will be generated for you to send your money to.

How To Create a Wirepay Virtual Card

Creating a Wirepay virtual dollar card is easy. All you’ll need is to have at least $2 in your wallet and you’re good to go. Just in case you don’t have $2 in your USD wallet, you can exchange your local currency. To do this, just click on exchange at the bottom end of your screen and input the amount you’d like to exchange.

Once that is done, you can go ahead and create your Wirepay virtual dollar card. Furthermore, Wirepay allows users to create either a Mastercard or Visa card, and creating any of the cards costs the same amount. To create a Wirepay virtual card, follow the steps below:

A picture showing where to click when creating a wirepay virtual card

  • On the Wirepay app, click on “Cards.” You’ll find it at the bottom end of your screen
A picture showing the available Wirepay virtual dollar card

  • Select the type of card you’d like to create

  • Click on “Create card”

Now, your card is ready for use.

My Thoughts On Wirepay

My experience with Wirepay wasn’t so bad. I enjoyed using the platform, especially considering the fact that it has an intuitive user interface. However, I didn’t like the fact that I’ll have to get two OTPs before I can finally access my account. It was somewhat stressful for me.

Another thing I didn’t like about using Wirepay was the fact that its customer service wasn’t available 24/7. I sent a query and I was told I’ll get a reply the next day which I didn’t like. However, they sent a reply to my Email 29 minutes later. The email will be sent to you from Malperad— one of the companies they are working with.

User Review on Wirepay Virtual Card

Aside from the reviews from the Google Play Store, other users made comments on Trustpilot. One of the users said, “These people are thieves, I deposited 1 million nairas in my Ngn account and I was charged 2k for depositing, and I converted it to Ghs. The next thing I was trying to withdraw, it wasn’t available.

I waited for about 72 hours for the withdrawal service to be restored. When it was restored the withdrawal fee was increased from 1% to 10%. I can’t take such a thing. losing 70k just like that because I want to use you guys’ platform is not possible to you guys should revert this terrible act.”

Below is a screenshot of some comments on the Google Play store.

A picture showing user review on wirepay virtual card


Wirepay is a Fintech company that offers various benefits to users. It allows users to send and receive money easily. Wirepay also has a virtual dollar card that allows users to make purchases online on various platforms. Furthermore, when you plan to fund your virtual dollar card, you’ll need to pay a transaction fee of 0.5% capped at $5 for each card funding transaction.

However, if the 0.5% funding fee isn’t up to $1, the amount that would be debited is $1. This amount will be deducted directly from your USD wallet. Furthermore, with Wirepay, you can create more than one virtual dollar card and more than one wallet.

Lastly, before creating a virtual dollar card with Wirepay, it’s important that you ask their customer service appropriate questions. You wouldn’t want to get shocked when you try withdrawing your funds from your card and it isn’t possible. Before making a step, contact their customer service by sending an email to

Frequently Asked Questions

1. Can I Use Wirepay on My Laptop?

No, you can’t access Wirepay on your laptop. You can only make use of this virtual dollar card operator on your mobile device. However, Wirepay has a dashboard that businesses can access on a laptop. Visit

2. Can Someone Pay Money Into My Wirepay Virtual Card?

No. You can only fund your virtual card from your Wirepay USD wallet balance.

3. How Much Does Wirepay Charge for Virtual Card Creation?

Wirepay charges a one-time card creation fee of $2 for each card you create.

4. What countries Does Wirepay work in?

Wirepay supports transactions and has wallets for Nigerian Naira (NGN), US Dollars (USD), Ghanaian Cedi (GHS), Kenyan Shillings(KES), and Cameroon Francs(XAF) currencies.


Hey there! This website is sponsored by affiliate partners.

We are proud affiliates for some of these tools. Affiliate links are used for each tool that we are an affiliate of, which means that if you click that link and subsequently make a purchase, we will earn a commission. You pay nothing extra – any commission we earn comes at no additional cost to you.

Sifon Philip

Writer & Blogger

I'm Philip Sifon Emmanuel, a content writer with experience in tech, B2B, technical, and bottom-funnel content. I'm currently working with Techdella as a Tech writer to write amazing content that resonates with our audience. To me, putting out amazing content involves enjoying what you do and never neglecting your audience. When I get stressed from work, I check out new AI tools to review, watch Kdramas, or subscribe to newsletters in my niche. To get more of my content, you can connect with me on LinkedIn.

Leave a Reply

Your email address will not be published. Required fields are marked *

  • All Posts
  • Blog
  • Budget Tips
  • Business Finance
  • Business Funding
  • Fintech Marketing Ideas
  • Guides
  • How-To
  • Investments & Savings
  • Making Money Online
  • Payment Solutions
  • Personal Finance
Edit Template
  • All Posts
  • Blog
  • Budget Tips
  • Business Finance
  • Business Funding
  • Fintech Marketing Ideas
  • Guides
  • How-To
  • Investments & Savings
  • Making Money Online
  • Payment Solutions
  • Personal Finance
Edit Template

PayCape is your go-to destination for all things financial technology! Dive into the future with trending topics, expert tips, and exclusive hacks for fintech enthusiasts and businesses.

Sponsored Content

Do you have a product or service you want us to promote or review? We are here for you. Shoot our advertising team a message. We’ll get back to you within 2 days. The PayCape team can’t wait to partner with you!


Join 70,000 subscribers!

You have been successfully Subscribed! Ops! Something went wrong, please try again.

By signing up, you agree to our Privacy Policy

Edit Template

Press ESC to close