Overview
Bilt Rewards is a revolutionary payments and rewards program designed specifically for renters in the United States. The platform transforms rent payments, typically the largest monthly expense, into valuable rewards points. Bilt serves renters across the country, whether they live in the company’s property network of 4+ million homes or pay rent independently.
The app combines rent payment functionality with a comprehensive rewards ecosystem that includes neighborhood benefits, credit-building features, and flexible redemption options. Members can earn Bilt Points on rent payments, access exclusive local merchant benefits, and build credit history through automatic reporting to all three major credit bureaus.
Key Features
Rent Payment Rewards
Earn 1X Bilt Points on every rent payment up to 100,000 points annually
Credit Building
Free credit history reporting to Experian, Equifax, and TransUnion
Neighborhood Benefits™
Access exclusive perks at 50,000+ local merchants including restaurants, fitness studios, and pharmacies
Flexible Point Redemption
Transfer points 1:1 to 16 airline and 6 hotel partners
Rent Day® Rewards
Monthly limited-time benefits and transfer bonuses on the 1st
BiltProtect
Pay rent from checking account while still earning credit card points
Pros
- No transaction fees on rent payments
- Builds credit history automatically
- Industry-leading transfer partners
- 24/7 customer support via app
- Comprehensive neighborhood benefits network
Cons
- Must use a credit card 5 times monthly to earn rent points
- Limited to US renters only
- Points expire after 24 months of inactivity
- Some accessibility issues reported by users
- Requires Wells Fargo credit card for full benefits
Security Analysis
Security Features:
- Bank-level encryption for all transactions and data transmission.
- Categorization of user data into identity-linked data and anonymous data for improved data management.
- Strict privacy practices with separate policies for different services.
- Requirement of iOS 15.1 or later to ensure modern security features are supported.
Pricing & Fees
How To Get Started
Download the App
Download Bilt Rewards from the Apple App Store or Google Play Store for free installation.
Create Your Account
Sign up with your email and verify your identity through the secure registration process.
Add Your Rental Property
Connect your apartment or rental property address to start earning points on payments.
Apply for Bilt Credit Card
Complete the Wells Fargo Bilt World Elite Mastercard application directly through the app.
Set Up Rent Payments
Configure automatic rent payments or manual payment options based on your preference.
Activate Neighborhood Benefits
Explore and activate local merchant benefits in your area to maximize point earning.
Final Verdict
Bilt Rewards revolutionizes rent payments by offering genuine value without fees, making it essential for US renters. The platform excels in flexibility and reward value, though geographic limitations and card usage requirements may deter some users.
