Bilt Rewards

Bilt Rewards transforms rent payments into valuable points without fees. Offering credit building, neighborhood benefits, and flexible redemptions to 16 airline partners, it's essential for US renters seeking maximum value from monthly expenses. Free membership included.

Banking Global ★ 4.0/5 Security: A
★ 4.0 Rating
100,000K+ Downloads
0% Pricing
A Security

Overview

Bilt Rewards is a revolutionary payments and rewards program designed specifically for renters in the United States. The platform transforms rent payments, typically the largest monthly expense, into valuable rewards points. Bilt serves renters across the country, whether they live in the company’s property network of 4+ million homes or pay rent independently. 

The app combines rent payment functionality with a comprehensive rewards ecosystem that includes neighborhood benefits, credit-building features, and flexible redemption options. Members can earn Bilt Points on rent payments, access exclusive local merchant benefits, and build credit history through automatic reporting to all three major credit bureaus.

Key Features

Rent Payment Rewards

Earn 1X Bilt Points on every rent payment up to 100,000 points annually

Credit Building

Free credit history reporting to Experian, Equifax, and TransUnion

Neighborhood Benefits™

Access exclusive perks at 50,000+ local merchants including restaurants, fitness studios, and pharmacies

Flexible Point Redemption

Transfer points 1:1 to 16 airline and 6 hotel partners

Rent Day® Rewards

Monthly limited-time benefits and transfer bonuses on the 1st

BiltProtect

Pay rent from checking account while still earning credit card points

Pros & Cons

Advantages

  • No transaction fees on rent payments
  • Builds credit history automatically
  • Industry-leading transfer partners
  • 24/7 customer support via app
  • Comprehensive neighborhood benefits network

Limitations

  • Must use a credit card 5 times monthly to earn rent points
  • Limited to US renters only
  • Points expire after 24 months of inactivity
  • Some accessibility issues reported by users
  • Requires Wells Fargo credit card for full benefits

Security Features

Bank-level encryption for all transactions and data transmission.

Categorization of user data into identity-linked data and anonymous data for improved data management.

Strict privacy practices with separate policies for different services.

Requirement of iOS 15.1 or later to ensure modern security features are supported.

Pricing & Fees

ServiceFeeDetails
Rent Payments$0 No transaction fees for rent payments through the Bilt network
Credit Card Annual Fee$0 No annual fee for the Bilt World Elite Mastercard
Credit Building Service$0 Free reporting to all three credit bureaus
BiltProtect Service$0 Pay from checking account, earn points with 5 monthly card uses
Point Transfers$0 Free 1:1 transfers to airline and hotel partners
Account Maintenance$0 No monthly or maintenance fees

Getting Started

1. Download the App
Download Bilt Rewards from the Apple App Store or Google Play Store for free installation.
2. Create Your Account
Sign up with your email and verify your identity through the secure registration process.
3. Add Your Rental Property
Connect your apartment or rental property address to start earning points on payments.
4. Apply for Bilt Credit Card
Complete the Wells Fargo Bilt World Elite Mastercard application directly through the app.
5. Set Up Rent Payments
Configure automatic rent payments or manual payment options based on your preference.
6. Activate Neighborhood Benefits
Explore and activate local merchant benefits in your area to maximize point earning.

Detailed Ratings

User Experience
8.0/10
Security Features
7.0/10
Rewards Value
9.0/10
Customer Support
8.0/10
Mobile App Quality
7.0/10
Fee Structure
10.0/10

Final Verdict

Bilt Rewards revolutionizes rent payments by offering genuine value without fees, making it essential for US renters. The platform excels in flexibility and reward value, though geographic limitations and card usage requirements may deter some users.