Are you looking for a convenient and reliable loan option in Nigeria? The branch loan app is a popular choice among Nigerians looking for a reputable lender. They offer quick and easy access to loans with a focus on customer service, making the borrowing experience smooth and hassle-free. In this blog, we will be looking closely at what the Branch Loan App has to offer. We will look at eligibility requirements, the loan application processes, etc. We will also highlight some pros and cons of using the app, helping you decide if it’s the right choice for your borrowing needs. The Branch Loan App Branch International, popularly known as the branch loan app is a Kenya-registered business with operations in Nigeria, Tanzania, and India. They are fully licensed by the Central Bank of Nigeria, CBN, as a money institution in Nigeria that provides its users with instant loan credit. With Branch, you can apply for a loan and get it without any need for physical documentation. Branch app has received a lot of positive reviews from its users across the country, not just because of its top-notch customer service, but also of its user-friendly design. Branch loan apps, unlike other loan applications in Nigeria, have global investors such as VISA, Foundation Capital, Trinity Ventures, Triple Point Capital, etc. With Branch, you can apply and receive an instant loan between ₦2000 to ₦1,000,000. The app uses a Machine Learning algorithm to evaluate the user’s credit score and chances of defaulting the loan via the user’s smartphone. Let’s take a closer look at the features of the Branch Loan App. Features and Benefits of the App The Branch Loan App offers a range of features and benefits that make it a valuable tool for borrowers. First and foremost, the app allows you to easily spend your money right from the application. You can pay bills, transfer money to other accounts, and even invest. Yes, you can invest in the Branch App. With Branch, you can invest your money to receive a 15% interest (for fixed and targeted investment) or 10% interest for flexi investment, in a year. Unlike the usual commercial banks where you have little interest over your money with several deductions throughout the year, the Branch offers you a better deal. Invest your cash ₦100k, forget it, and come back to your money after a year to receive ₦115k. Back to the loan it offers, you can borrow between ₦2,000 to ₦1,000,000 from Branch with 2.8 to 23% monthly interest. Their loan terms also vary from 4 to 52 months. These variations in monthly interest and term are because they use a Data Science (DS) approach in their evaluation process. Their credit scoring approach involves your phone details, SMS logs, Repayment history, GPS Data, and Contact list. With all of these combined, the DS algorithm decides the amount of loan you are eligible to collect, the monthly interest, and the term. Another benefit of Branch Loan App is its flexible payment option and quick approval process. They also keep track of your borrowing history. The more you pay off your loan on time, the higher the amount you can receive in your subsequent loan application. How to Apply for a Loan Applying for a loan through the Branch Loan App is a simple process. Below are the steps you will have to follow: 1. Download and Install: The Application is only available on Google Play Store. Install the app to get started on the app. 2. Create an Account: Open the app and create a new account by providing your phone number. An One Time Password will be sent to you which you will use to verify your number. 3. Complete Your Profile: Although not in this sequence, the next thing is to input your details to set up your account. You will need to take a selfie and submit your BVN and other personal information such as email, date of birth, and gender. 4. Choose Purpose of Use: You can choose a loan, investment, or transfer. If you are collecting loans, you will need to first give the app access to your phone so they can get data to analyze your credit score. 5. Submit Your Application: Provide the loan amount you want and your repayment term. Remember to Review all the information carefully before submitting. 6. Get Approval and Funds: Once your application is submitted, the Branch Loan App will quickly review your information and determine your eligibility for a loan. If approved, the funds will be disbursed directly to your bank account within a short period. Pros and Cons of Branch Loan App Pros Cons Customer Reviews on Branch Loan App Customer reviews and feedback play a crucial role in evaluating the performance and reliability of any application and the branch application isn’t left out. The application is only available on Google Play Store with over 10 million downloads, with phone and tablet variations. Over 1.6 million users of the branch loan app cumulatively rate the app 4.5 over 5 and below are some of the things they have to say. These reviews highlight the experiences of customers who have used the app. Most are talking about the Branch Loan App interest rates but Branch has come to clear that by saying that it is their algorithm that decides both the price and the interest rate. Nevertheless, it is important to carefully review the terms and conditions of any loan app before applying for a loan. Bottom Line In conclusion, the Branch Loan App provides a convenient and reliable solution for borrowers in need of quick financing. With its user-friendly interface, flexible repayment options, and fast loan approval process, it is a valuable tool for managing your financial needs. Whether you need funds for emergencies, education, or personal expenses, the Branch Loan App can help you achieve your goals. If you are asking if the Branch Loan App is legit, then it is clear that the
Frequently Asked Questions on Virtual Dollar Card Operators
As an African, finding a reliable virtual dollar card operator can be difficult especially because some of the operators have disabled their cards. Also, some of the virtual USD card providers available are quite pricey. And no one wants to take the risk of paying for something pricey and not getting value for it. So, in this article, I’ll answer all your questions on various virtual dollar card operators. 1. Is the Chipper Cash Virtual Dollar Card Still Working? Chipper Cash virtual dollar card is still offering its services. It can be used for online transactions anywhere visa cards are accepted. 2. Which Virtual Dollar Card is Working in Nigeria? These are the virtual dollar cards that are currently working in Nigeria, Chipper cash, Changera, Bitnob, Atlas by Wema, Fundall, Klash, Payday, Coinprofile, Grey, Cardtonic, and Cardify. 3. Does Kuda Give A Virtual USD Card? No, Kuda does not offer a virtual dollar card. Kuda only offers their users a virtual naira card for local transactions. 4. Can I Use A Grey Virtual Card on AliExpress? Yes, you can use Grey’s virtual USD card on AliExpress. To do that, follow the steps below to use this virtual USD card on the platform: 5. Who is The Owner of Chipper Cash? Ham Serunjogi is the co-founder and CEO of Chipper Cash which was founded in the year 2018. He is responsible for the company’s overall strategy. 6. Is The Barter Virtual Card Still Working? The Fintech company Flutterwave, has decided to discontinue its virtual card service “Barter”. No transaction would be made using the platform. 7. Does Piggyvest Have A Virtual Card? No, Piggyvest does not currently offer a virtual card service but Piggyvest offers their customers ways to fund their wallets efficiently via a virtual account number. 8. Why Is Apple Declining My Chipper Card? This is because the chipper card is not available on Apple Pay or Apple Wallet but on Apple accounts. All you need to do is add your Chipper card details to your Apple account to purchase any Apple products of your choice. 9. Which Bank Has Virtual Dollar Cards in Nigeria? There are just a few banks in Nigeria that offer their customers virtual dollar card services which include Uba Bank, Stanbic IBTC Bank, Alat by Wema, Zenith, and Guarantee Trust Bank. 10. What Is The Best Virtual Dollar Card Work on AliExpress? The best virtual dollar card for AliExpress is the PST.NET virtual dollar card. However, the Grey virtual USD card works perfectly on AliExpress too. 11. How To Order From AliExpress Without A Dollar Card 12. How Do You Make A Virtual Dollar Card on Flutterwave? Creating a virtual USD card on Flutterwave is straightforward and easy. Input the amount you would like to fund your dollar card with. You’re done!! Sadly, Flutterwave has stopped offering virtual dollar cards. They’ve also discontinued their virtual dollar card services. 13. How Much Does The Changera Virtual Dollar Card Cost? Changera virtual dollar card costs a total amount of $2.5. $1 for the card creation fee and a funding fee of $1.5 for every amount you fund your card with. 14. How To Get a Chipper Virtual Dollar Card Your Chipper Virtual USD Card Is Ready!! 15. Does Payoneer Issue Virtual Dollar Cards? Yes they do, Payoneer offers a virtual card that you can link with USD, EUR, GBP, or CAD balance. This card can be used anywhere Mastercards are accepted. 16. Does Chipper Cash Work on AliExpress? Yes, it does, but note that the chipper virtual USD card is available for international transactions on platforms such as AliExpress. Not the virtual naira card. 17. How Can I Withdraw My Funds From Grey? 18. Is Bitnob Virtual Dollar Card Functional? Yes, the Bitnob virtual USD card is still very functional. 19. How Much is a Grey Virtual Dollar Card? A card creation fee of $4 will be charged from your Grey account and a $1 funding fee upon card creation. You must make sure you have at least $5 in your Grey account before proceeding to create a virtual card. 20. Does Grey Virtual USD Card Work on Apple Pay? Yes, it does. Make sure that your dollar card is fully funded before making payments on Apple Pay. 21. How To Fund A Grey Virtual USD Card Note: No additional fees for card funding. 22. What Is The Limit on Bitnob Virtual USD Card? Bitnob Virtual Dollar Card has a few limits attached to it such as: 23. How to Fund A Cardify Africa Virtual Dollar Card You can fund your Cardify Africa virtual dollar card by following the card creation process below: The minimum amount needed to create a standard virtual USD card is $8. $3 is for the issuance fee, then a minimum of $5 to fund your account.
Top Picks: The Leading Loan Apps in Nigeria
Even though loan apps in Nigeria are heavily reported by many because of how most of them defame and embarrass their users, they remain a pivotal part of the economy. This is why theFCCPC has taken it upon itself to track and clamp down on all loan apps breaching their customers’ privacy. On the other side, loan apps in Nigeria have become popular due to their convenience and accessibility. With just a few taps on your smartphone, you can apply for a loan and receive the funds. It will be directly sent into your bank account. Top Loan Applications in Nigeria As of May 2024, the Federal Competition and Consumer Protection Commission (FCCPC) and the Central Bank of Nigeria (CBN) have approved 284 loan apps in Nigeria. This list consists of fully approved digital lenders and those that have conditional approval. In this blog post, the focus will be on the loan apps in Nigeria with full approval. Some of the top loan applications in Nigeria include Fairmoney, Carbon, Branch, RenMoney, etc. These apps have gained a reputation for their user-friendly interfaces, quick approval processes, and competitive interest rates. Whether you need a personal loan, business loan, or emergency funds, these loan apps have covered you. Features to Look for When Choosing to Use a Loan Application When choosing a loan application in Nigeria, there are several features to consider that help you choose the most suitable. Below are some of the features to look out for: Quick Approval: A loan app should have a streamlined approval process to ensure that you receive the funds you need promptly. Competitive Interest Rates: Since you will pay back with interest, it is best to know which loan app has the least interest. Flexible Repayment Options: Also check for a loan app that offers flexible repayment options, such as weekly or monthly installments. User-Friendly Interface: They must have an excellent user-friendly interface. This makes it easy to navigate the app and complete the application process with ease. By considering this, you can choose a top loan app in Nigeria that meets your borrowing needs and provides a seamless borrowing experience. Top Picks: The Leading Loan Apps in Nigeria Here are some of the leading loan apps in Nigeria that have gained popularity among borrowers: Branch Online Branch online loan has to be the best loan application in Nigeria with over 10 million downloads on the Google Play store and a whopping 4.5 stars rating from over 1.6 million reviews. I guess no other loin app in Nigeria can boost that. The amount of loan you’re given is known by the information from your phone number. Although, you can build your credit score as you use the app. Think of Branch as a combination of MMOs and loan apps into one body. You have access to a loan of up to ₦1,000,000 and pay bills with a 2% cashback, which means for ₦1,000 bills you pay, you receive a cashback of ₦20. FairMoney FairMoney is more than a “loan app” but a microfinance bank. This has helped them gain tremendous growth, earning them over 10 million downloads on PlayStore with a 4.4-star rating. With just your BVN, you can access a loan of up to ₦3,000,000. You can repay on up to 24 months, depending on your lending history and positive behavior. The app also has a convenient and easy-to-use design and interface, making it one of the top choices for several people. FairMoney doesn’t just have the full approval of the FCCPC, licensed by the CBN and insured by Nigeria Deposit Insurance Corporation (NDIC). Carbon Another loan app that is among the top in Nigeria is the Carbon loan app. This is because of the ever-expanding mentality of the company since its inception in 2012. Carbon was once a “loan only” app named Paylater but later included several other financial services which gave birth to their new name in 2019. With the Carbon loan application in Nigeria, you can borrow between ₦2,500 to ₦1,000,000 with 61 days to 12 months repayment periods. You don’t need collateral or paperwork, just your bank verification number, BVN. You can also use the app for saving with their several investment opportunities offering up to 15% returns. PalmCredit This is a fast-growing loan app in Nigeria with over 10 million downloads and a 4.3-star rating from over 180 thousand reviews, within 10 years. PalmCredit gives a loan from ₦2,500 to ₦100,000 with no collateral or paper works and you can repay the money lent between twelve weeks to 26 weeks. Palmcredit is a product of Newedge Finance Ltd, the owner of the popular loaners for mobile devices, Easybuy. With the figures they have on the Google Play Store, they are effectively satisfying a good number of their users. EaseMoni EasiMoni is another instant loan provider in Nigeria with over 5 million downloads with a 4.5-star rating out of over 250 thousand reviews. The loan application has seen a huge number of Nigerians borrowing from them since their first launch in 2021. You can apply for an easy loan of up to ₦1,000,000 on the EaseMoni loan app. Your credit score will be evaluated and you’ll know the amount you’re eligible to collect. The more you borrow and pay back on time, the higher your credit score will go. EaseMon is a product owned by Blue Ridge Microfinance Bank Ltd. They have a license from the CBN to operate as a microfinance bank in Nigeria plus a ful approval from the FCCPC. OKash Besides EaseMoni, Blue Ridge Microfinance Bank Ltd. also owns another loan app in Nigeria called Okash. Just like EaseMoni, you can borrow between ₦3,000 to ₦1,000,000 with a minimum of 3% up to 15% interest rate monthly. Their interest rate is daily. Okash has over 5 million downloads on the Google Play Store with a 4.4-star rating from over 215 thousand ratings. Unlike other loan apps in Nigeria, the age range for the users on OKash is
Coinprofile Virtual Dollar Card: How To Create Coinprofile Virtual Dollar Card
The Coinprofile virtual dollar card is a payment solution designed to make your online transactions simpler and well-organized. With the coinprofile app, you can create a virtual dollar card in less than 3 minutes giving you a functional 16-digit card number, expiry date, and CVV to use for all your online transactions. Also gives you the freedom to stream, shop, and transact across borders without stress or limitations with added competitive exchange rates and low fees. So why wait? This article provides a clear guide on how to create and fund your Coinprofile virtual dollar card. What Is Coinprofile? Coinprofile is a virtual dollar card operator that allows users to receive and send money to friends and family around the world. Furthermore, Coinprofile provides users with a virtual dollar card they can use for their online transactions any day and anytime. This virtual dollar card operator can’t be found on Google Play Store or App Store. However, you can only access and download this operator through their webpage— coinprofile. One outstanding thing about Coinprofile is that it allows users to send money inform of BTC to other banks. When the BTC is sent, the recipient doesn’t have to convert the cryptocurrency as they’d be receiving it as their local currency. How To Create A Coinprofile Account Below are steps on how to create a Coinprofile account. You can also request the Coinprofile app by Clicking on “Get the app” Note: Getting the app might take a while, for easy access to your Coinprofile account make use of the webpage. How Can I Fund My Coinprofile Account? The process of funding your Coinprofile account is a very easy one. Here are the steps to follow Note: you can select the currency in Naira(NGN), USD, or BTC. How To Fund Your Coinprofile Account Through Bank Transfer, Binance, and Crypto Funding With Bank You have successfully funded your account via the Bank Funding With Binance Your account balance will be updated upon confirmation of your payment Funding With Crypto Note: you can send in BTC, ETH, USDT, BNB, USDC, and CUSD Your account balance will be updated upon confirmation of your payment Create A Coinprofile Virtual Dollar Card You can follow the steps below to create a Coinprofile Virtual Dollar Card, which is easy; Your virtual dollar card will be ready within 3 minutes. How To Fund Coinprofile Virtual Dollar Card Firstly, you will need to fund your coinprofile account before you can fund your virtual card. Here are the steps to follow to fund your Coinprofile virtual dollar card. Congratulations, your virtual card has been successfully funded. My Thoughts On Coinprofile Virtual Dollar Card My experience with Coinprofile wasn’t so bad, the process of creating the virtual card is easy and straightforward with an affordable creation fee and I can make secure online transactions without exposing my primary payment method. One thing I didn’t like about using Coinprofile is that their customer service is mostly unavailable. Also, I filled out a request form to get the app but I’m yet to receive any feedback. User Reviews on Coinprofile Virtual Dollar Card A Coinprofile user on Medium shared his experience on Coinprofile app and He said, “It is way faster than using your mobile banking apps. The platform allows users to save in dollars and earn 5% interest on savings. You can deposit crypto and get a debit card so you can spend your money in any country of your choice. This is an alternative to Binance P2P and it offers a superior user interface, faster transactions, and no trading disputes as we currently experience on Binance P2P.” Final Thoughts on Coinprofile Virtual Dollar Card The coinprofile virtual card facilitates international transactions including, Amazon, Google, Spotify, and other platforms. The virtual card helps Nigerians cross the obstacle of international transactions. However, to get started download or access the app on their webpage, create an account, create your virtual card, and fund your card for seamless online transactions. Finally, there is a monthly spending limit on the virtual dollar card which is $25k. If you reach the limit before the month runs out, you will have to wait till the following month to continue making transactions with your card. Frequently Asked Questions 1 How Much Do I Need To Create Coinprofile Virtual Dollar Card? To create a virtual dollar card on Coinprofile, you will need a one-time card creation fee of $1 and a maximum funding amount of $5 and you will be charged a funding fee of $1.5 for any funding you make. Note: a maintenance fee of $3 will be charged monthly only when you make at least 1 transaction in a month. 2. How Can I Reach Out To Coinprofile Customer Support? For any issues you encounter, while using the Coinprofile app or the virtual dollar card, you can reach out via Coinprofile or email their customer support via support@coinprofile.com 3. What Do I Need To Verify My Coinprofile Account? For your verification, you will need your BVN number and any Government-issued ID of your choice. You Can Also Read: How To Create Accrue Virtual Dollar Card: All You Need To Know Bitnob Virtual Dollar Card: All You Need To Know
Frequently Asked Questions About Mobile Money Operators In Nigeria
Nigeria is one of the forefronts of mobile money-using countries in Africa. But with technological advancements and the emergence of new products, there are several questions ensuing and in this post, we will be answering some of those top questions. In this blog, we’ll be providing answers to both the complex and simple questions about mobile money operators in Nigeria. This is to help you navigate and understand these financial institutions in Nigeria. So, if you’ve been curious about mobile money operators in Nigeria, keep reading! What are Mobile Money Operators? Mobile Money Operators, also abbreviated as MMOs, are companies that allow you to use your phone to manage your money. They build financial systems that allow you to carry out transactions, among other things. Although, you would, oftentimes, need a smartphone to have and use a mobile money account. However, you can also have access to MMOs without having a data connection. How many licensed mobile money operators are there in Nigeria? According to the Central Bank of Nigeria (CBN), 21 mobile money operators have CBN licenses. The Nigeria Deposit Insurance Corporation (NDIC) has 18 non-bank-led MMOs and 13 bank-led MMOs. Some of these MMOs are Abeg Technologies, Fortis Mobile, KongaPay, FirstMonie, Kegow, etc. You should also know that not all mobile banking platforms are licensed as MMOs. For instance, the popular Kuda and Moniepoint are not MMOs but microfinance banks. What is Mobile Money Weakness? Mobile money operators have several issues and weaknesses but one of them is the lack of agents in rural areas. This makes it rather hard for the mobile money providers to achieve their main goal which is to provide financial inclusion for underbanked and unbanked communities. Another weakness is the lack of trust from customers, especially for savings purposes, among others. Is OPay a Mobile Money? The popular Opay is a company licensed by the Central Bank of Nigeria (CBN) to operate fully as a mobile money operator in Nigeria. The company was launched in 2018 and quickly rose to the top, securing the interests of several Nigerians, due to their seamless transactions, low fees, and rewards systems. Is Moniepoint CBN approved? Yes, Moniepoint Bank is licensed by the CBN. They were awarded as the most inclusive payment in Nigeria in 2022 by CBN. As against popular opinions that the platform is an MMO, Moniepoint has a license to operate as a microfinance bank. It is a definitive bank for small and medium-sized enterprises, SMEs, in Nigeria which is regulated by CBN. Is Piggyvest approved by CBN? Piggyvest isn’t a mobile money operator in Nigeria, although they have a subsidiary that is licensed as an MMO, PocketApp. PiggyVest itself is a financial institution with a license to operate as a microfinance bank in Nigeria. They provide you with a savings and investment platform and your money is insured by the Nigeria Deposit Insurance Corporation (NDIC). Which bank owns PalmPay? PalmPay is a financial services provider co-owned by Chinese-based Transsion Holdings and NetEase. Transsion Holdings is a mobile phone manufacturing firm in China. Their subsidiaries are Techno Mobile, Infinix Mobile, and Itel Mobile. PalmPay isn’t owned by a bank but a mobile phone manufacturing firm. Who regulates mobile money in Nigeria? The primary regulator for mobile money operators in Nigeria is the Central Bank of Nigeria (CBN). The CBN is the body that defines and issues licenses to Mobile Money Operators (MMOs). They monitor the overall mobile money ecosystem in the country. There are also other players involved: Does Nigeria do Mobile Money? Yes, Nigeria does have mobile money services and they’ve seen tremendous growth, hitting an impressive 89% year-on-year growth as of Q1,2024. Mobile mobile operators have an association in Nigeria, AMMBAN. What is another name for Mobile Money? Other names that are often used interchangeably with mobile money are wallet (or e-wallet), mobile wallet, mobile bank and some just call them fintech. While not direct replacements, these terms are used in the context of mobile money transactions in Nigeria. What are the disadvantages of mobile money? Even though mobile money has several advantages, there are still some risks, some of which are: What is the use of mobile money in Nigeria? The main objective of mobile money in Nigeria is to provide financial services to unbanked and underbanked communities in the country. This has largely led to individuals, also called agents, making financial services available mostly through PoS machines on the streets and shops. What is the difference between mobile money and mobile banking? While both mobile money and mobile banking utilize mobile phones for financial transactions, they differ in their functionality and operations. Mobile money services act as mobile wallets which are completely independent of an existing commercial bank. Whereas, mobile banking is the baking application of an existing commercial bank. Mobile money is for anyone with a phone, promoting financial inclusion, while mobile banking complements your traditional bank account, offering on-the-go convenience. Also, mobile money lets you send and receive money with the help of a mobile phone and the Internet, while Mobile Banking allows you to carry out banking-related transactions or transfers through a bank app. How Does the Mobile Money Work? Mobile money works like a digital ecosystem built around your mobile phone that allows you to conduct financial transactions conveniently. The first stage is creating an account with a mobile money provider (MMO). Most of the time, your phone number and some basic identification documents are all you need. Once verified, you’ll have a mobile money account that is directly linked to your phone number. Thereafter, you can add funds to your mobile money account. You can easily do this by transferring from a bank account or you can visit a mobile money agent who will accept cash and credit your account. With funds loaded, you can send and receive money using the mobile money app or the MMO’s USSD code. You can perform various other transactions like Paying bills for utilities or subscriptions, buying airtimes, making in-store purchases at shops and vendors, etc. What is the regulatory framework for mobile payments? The regulatory framework for mobile payments in Nigeria was established by the CBN through the “Framework and Guidelines on Mobile
How To Create Accrue Virtual Dollar Card: All You Need To Know
Imagine a world where currency conversion is stress-free, where excessively high exchange rates and fees don’t exist, where you get access to unlimited spending and no hidden fees. Yes, that world is here!!. The Accrue virtual dollar card is the solution. With this creative platform, you can create a Virtual Card, load it with local currency, and stablecoins, and enjoy seamless transactions. In this article, you will learn how to create your own Accrue virtual dollar card and start shopping with ease. What Is a Virtual Dollar Card? A Virtual Dollar Card is an electronic card for simple, secure, and faster online transactions. It is usually financed in Dollars which can be used for international and online payments. The Virtual Dollar Card has the same features as the physical card. Benefits of Accrue Virtual Dollar Card Accrue Virtual Dollar Card offers numerous benefits to individuals and businesses, including seamless transactions, improved security, and accessibility. These benefits make the Accrue Virtual Dollar Card an interesting option for those seeking a secure and seamless transaction. Here are some of the benefits: Open A Free Account on Accrue Creating an account on Accrue doesn’t cause a dime. Below are steps on how to create a free account on Accrue: How To Fund My Accrue Account To fund your Accrue account, follow these steps; Funding With Cashramp You have successfully made a deposit to your account!! Funding With Cryptocurrency Deposit Funding With Deposit Link Does Accrue Have A Virtual Card? Yes, Accrue has a Virtual Card that offers both Mastercard and Visa Cards for users to make transactions online. It comes with a creation fee of $3 and a $1 flat fee for each top-up. However, to create an Accure virtual card limit of $10,000, a pre-fund of at least $4 has to be made at creation. How To Create Accrue Virtual Dollar Card Voila!, your Accrue virtual card is ready!! How To Fund Your Virtual Dollar Card The funding of your virtual card is done during the card creation process. The minimum funding amount is $5 while the card balance limit is $10,000. What Countries Can Use an Accrue Virtual Dollar Card? The Accrue Virtual Dollar Card can be used in these African countries: Nigeria, Kenya, Ghana, Malawi, Tanzania, Senegal, Zambia, South Africa, Rwanda, Uganda, Benin, Cameroon, and Cote d’Ivoire. User Review on Accrue Virtual Dollar Card Here are some reviews from Accure Virtual Dollar Card users; An Accrue user on Trustpilot said “Really amazing opportunity to save up and get rewarded for doing so rather than using a credit card or spending outside of your budget for an item. The entire process was really easy!!” Another user said “Really cool concept to save for larger purchases and avoid credit card debt. I’d love to see larger rewards from retailers — but very satisfied with my experience so far.” My Thoughts on Accrue Virtual Dollar Card The Accrue app is amazing and the virtual card is a convenient way to spend money globally. The virtual card allows users like me to deposit local Currency and USD Stablecoins. Furthermore, it also allows me to fund my virtual dollar card and make use of it on any platform that accepts a Mastercard card. One of the amazing features I love about having a virtual card on Accrue is the unlimited spending and also spending history tracking. In addition to this, the card also offers incredible features such as card customization and safety features like freezing the card after each purchase to prevent unwarranted spending. Frequently Asked Questions 1. Where Can Accrue Card Be Used? You can make use of Accrue cards in places or platforms where Mastercard debit cards are accepted. This includes online platforms like Google, YouTube, Spotify, Shein, AliExpress, Amazon, Apple Music, Zara, Udemy, Bolt, Uber, and lots more! 2. How Many Accrue Virtual Dollar Cards Can I Create? You can create up to 2 virtual cards on the Accrue app. 3. What Are The Limits on Accrue Card The balance limit on the Accrue card is $10,000. While the maximum amount for each top-up is $3000 while the minimum funding amount is $5. 4. What Can I Do on Accrue? On the Accrue app, you can set saving goals, track your spending, and invest in the stock market whether you are a beginner or not. Additionally, you can send and receive money across Africa and anywhere in the world with your deposit link and you can shop freely across the globe using the Accrue Virtual Dollar Card. You Can Also Read:
Bitnob Virtual Dollar Card: All You Need To Know
Are you looking for ways to shop, pay, and transact seamlessly? Bitnob Virtual Dollar Card offers such an experience. This card is easy to create and can be used by Africans. However, for you to have access to the Bitnob Virtual Dollar card, you need to have an account, fund the account, and create a Virtual Dollar Card with an amount. In this article, you will find out how to create an account on Bitnob, how to create a Virtual Dollar Card, fund your account, the various Limits and Charges, and some other benefits of Bitnob. What Is Bitnob Virtual Dollar Card? A Bitnob dollar card is a virtual card that can be loaded with dollars to make all of your online transactions. It gives users a Visa card that they can use to make transactions and subscriptions on various online platforms such as AliExpress, Amazon, H&M, and Shein. Subscribe to online streaming services such as; Spotify, Netflix, Amazon Prime, and iTunes. Which African Country Can Bitnob Be Used? Bitnob supports transactions in eight African countries, including Ghana, Togo, Nigeria, Kenya, Rwanda, the Benin Republic, Senegal, and Ivory Coast. Note: only people in Kenya can deposit directly using the mobile money gateway. How to Open A Bitnob Account Below are steps on how to open a bitnob account Congratulations, you have successfully created a Bitnob account. How To Fund A Bitnob Account After creating a Bitnob account, you will need to fund it in order to make transactions online and Bitnob allows users to easily fund their account using two different services or methods. Below are steps to follow when funding your Bitnob account; For Funding With Local Currency Congratulations, you have successfully funded your account with Local Currency. For Funding With Binance Pay You have successfully funded your account with Binance Pay. How To Get A Bitnob Virtual Dollar Card Before you create a Bitnob virtual dollar card, you must have created a Bitnob account. To create a Bitnob virtual card, follow these steps; Congratulations, You have successfully created a Bitnob Virtual Dollar Card. How to Fund A Bitnob Virtual Dollar Card What are Bitnob Virtual Dollar Card Charges and Limits? Below are the various limits and charges placed on the Bitnob Virtual Dollar Card: The amount Bitnob charges to create a virtual dollar card is $1 and the minimum amount you’ll need to create the virtual dollar card is $3. The maximum amount a card can hold per time is $5000. The maximum amount a bitnob virtual dollar can carry is $10,000. This means a card cannot carry more than a $10,000 balance at a time. The Bitnob Dollar Card exchange rate is dependent on the current market price. It is displayed on the Homepage of the Bitnob app. My Thoughts On Bitnob Well, the Bitnob app has a lot of amazing features and benefits with a beautiful user interface. The virtual card is so easy to create and also very easy and affordable to fund. The verification process is very slow and the Local funding deposit is only available for just one African country which is Kenya and also the payment method is only available in Mobile Money but aside from all these, Bitnob is a great app. Users Review on Bitnob Quite a lot of users of Bitnob made comments on their experiences with the Bitnob app on Trustpilot and Google Play. This is a comment from Bitnob, a user on Trustpilot. One of the users said, “This is the best payment company in Africa. I use them to send money to my family in Kenya and use the Virtual card to buy products on AliExpress, pay for my Netflix subscription, and pay for my Spotify subscription. I recommend it to anyone looking to make payment across any online platform most especially cross-border payment in Africa”. Another user on Google Play said, “First time trying to use this app. I am having an exhausting experience, from bad customer service not responding because the number of customers exceeds the number of staff handling customer needs. I made a deposit and tried to send money to Kenya but the process is showing errors and no one is able to respond to me. Right now, I am stuck at the moment, in all if you are one who wants a seamless experience without fear and frustration do not use this app because you would be frustrated”. Conclusion Bitnob is a fintech company that offers different features and amazing benefits to its users. Bitnob allows users to send and receive money across Africa and globally. Additionally, the fintech also has a Virtual Dollar Card that allows users to make transactions on different platforms. However, creating a Bitnob Virtual Dollar Card will require a transaction fee of $1 and a minimum of $3. Furthermore, it is very important that your Virtual Dollar Card is funded before making any transaction to avoid termination of your card. Lastly, if you encounter any issues while trying to create a Bitnob account or a Bitnob Virtual Dollar Card, Kindly reach out to their customer care service – Help and Support which can be found on the Bitnob app. Frequently Asked Questions 1. Is There A Card Maintenance Fee for the Bitnob Virtual Dollar Card? There is no card maintenance fee attached to the Bitnob virtual dollar card. 2. Does Bitnob Charge a Fee For Cross-Border Payments? Yes, they do, this is because the virtual cards are specified in the United States dollars(USD). The fees are charged when payments are made in other currencies. 3. How Many Virtual Dollar Cards Can I Create on Bitnob? You can only create one virtual dollar card at a time. Bitnob also has a limited lifeline that allows you to create and cancel cards just 3 times. 4. What Happens if My Card Gets Declined Due to Insufficient Funds? If your card gets Declined 5 times, you will be charged $1 and your card will be restricted. Before you
PST.NET Virtual Dollar Card: How To Create and Fund A PST.NET Virtual Dollar Card
Did you know that there’s a virtual dollar card that can help you pay for various ads such as X ads, Google ads, YouTube ads, and Facebook ads easily? Well, PST.Net is a reliable virtual USD card operator that helps users pay for various ads and also make purchases online easily. Furthermore, the PST.Net virtual dollar card is easy to use and it’s easily accessible. In this article, you’ll learn how to create a PST.Net virtual dollar card, fund it, and also make it for purchases. But first… What Is PST Virtual Dollar Card? A virtual dollar card is a digital version of a physical debit or credit card that is designed specifically for online transactions. It provides a secure and convenient way to make payments online, without the need for cash or physical cards. Additionally, virtual dollar cards are often used for international transactions. This is because they offer competitive exchange rates and low fees. PST.NET supports various languages like Bulgarian, German, English, French, Hindi, Italian, Japanese, Portuguese, Russian, Spanish, Thai, Turkish, Ukrainian, and Chinese (Traditional). Key Features of PST.Net Key Benefits of Using PST.Net Virtual Dollar Card Below are some benefits associated with using a PST virtual dollar card: Getting Started With PST.Net Virtual Card One outstanding thing about PST.NET is that you can create an account with them by using your Google account, Email address, or Apple ID. PST.Net also makes it possible for users to create an account through their WhatsApp or Telegram bot. To create an account with PST.NET, follow the steps below: How to Create a PST.Net Account Below is how you can create a PST.NET account by using your Google account: Your PST.NET account is ready. How to create a PST.NET Account Through WhatsApp Bot How to create a PST.NET Account Through the Telegram Bot After you’ve created your PST.NET account, you’d need to verify your account. While verifying your account, you don’t need to put your address. All you need is your name, country of citizenship, and date of birth. Once you’ve provided the details, you can click on continue. PST.Net will send a message to you confirming your verification. How to Fund Your PST.Net Account PST.Net has various ways in which users can fund their accounts. Users can fund their accounts through cryptocurrencies, Visa cards or Mastercard, ACH payments, and platforms like Webmoney, Wise, Skrill, Payeer, etc. If you wish to fund your PST account, you can follow the steps below. How To Fund Your PST.Net Account With Your Crypto Wallet Note: Any deposit that’s less than $50 will attract a $5 fee. How To Fund Your PST.Net Account With Your Visa Card/ Mastercard How To Fund Your PST.Net Account Through Payment Platform Note: This method isn’t advisable. It’s best you fund your account through your crypto wallet. Now that you know how to create and fund your PST.Net account, it’s time to create your virtual dollar card. Does PST Have a Virtual Dollar Card? Yes, PST.Net offers its users the chance to create multiple PST virtual dollar cards for various payments. If you’re a new user, PST.Net offers a virtual dollar card that can be claimed without having to do your KYC. Furthermore, if you wish to create a virtual dollar card with PST.Net, you must note the following: How to Create PST.Net Virtual Dollar Card PST. NET Ultima Virtual Dollar Card If you’re choosing the Ultima card, you’ll be required to pay for the card either weekly, monthly, or yearly. The starting amount you can have on the card is $50. To top up the card, you can do that through your Mastercard or Visa card. However, for the transaction, you’ll be charged 8.0% of any amount you’ll be finding your card with. Additionally, you also need to add a $15 fee tariff fee to the amount you’d be funding your card with. If you wish to get a 3D secure card, you’d be charged a $2 fee for the weekly plan, $1 for the monthly plan, and $0 for the yearly plan. Note: If you choose to make payments with your Visa card, you won’t be allowed to get a 3D secure card. Furthermore, the card is not compatible with Apple Pay, Google Pay, etc. e-wallets. Attempts to attach the card to e-wallets will result in deactivation of the card. If you also try to pay for the card through another form of payment that isn’t the payment network provided, your funds will be lost. How To Create Other PST.NET Virtual Dollar Card Below are other PST.Net virtual dollar cards you can try out. PST.NET Universal Virtual Dollar Card For Advertisement This dollar card has two types of cards under it. It has the Visa 3D secure and non-secure card and the Mastercard 3D secure and non-secure card. These cards have a 6% deposit fee and a $0 transfer fee. The universal dollar card also has a category of cards that has a “Free in private label”. These cards have a 3% deposit fee and a 3% cashback fee. To create this card, all you need to do is: Note: If you wouldn’t want to use one card for your advertisement payment, you can decide to pay for the ad cards individually. PST.NET Private Virtual Dollar Card You can find this PST.Net virtual card by clicking the tab represented by three straight lines at the top right of your screen. This offer gives users the liberty to create at least 100 cards per month and they are entitled to a 3% cashback price. One outstanding feature of this card is that you can use it to track your team’s expenditures with ease. Additionally, PST.Net’s private virtual dollar card offers reduced top-up fees to users. Furthermore, the private virtual dollar card offers three pricing plans. These plans include; PST.Net Private Virtual Dollar Card Pricing Plan How to Fund Your PST.Net Virtual Dollar Card You can easily fund your PST.Net virtual dollar card from your PST account. To fund
Getting Started With Parkway Wallet
I’m sure you’re familiar with Mobile Money Operators like Palmpay, FirstMonie, Opay– they seem to be everywhere these days. But have you heard of Parkway wallet? Just like other MMOs, you can use Parkway mobile money for your transactions, bill payment and invoice payment. With evidence from the CBN website, Parkway wallet has existed since as early as 2011, even before some of its counterparts. Surprising, isn’t it? This article will reveal what it looks like to use the app and some first-hand users’ reviews. What is Parkway? Parkway, also called Parkway Projects Limited, is a CBN-licensed mobile money operator in Nigeria. It allows users to perform financial transactions through their smartphones, an alternative to the traditional banking, especially for those who are unbanked or underbanked. Parkway wallet connects with traditional bank accounts, allowing users to easily move money between their parkway wallet and bank accounts. They also offer features like airtime recharge and bill payments. Their mobile app; Parkway Wallet, can be downloaded for free! It enables users to transfer and receive funds, make invoice payments, etc. All you will have to do is to open an account with Parkway Projects on their app. The Unique Feature of Parkway? Beside the usuals from MMOs in Nigeria, such as paying and receiving funds, the Parkway wallet allows you to pay with invoice. Parkway mobile money helps simplify the payment of your state billing and revenue-generated invoices through the Parkway Wallet. This could be particularly useful to individuals and businesses who often deal with invoices. Full time workers and freelancers can also use the Parkway wallet, when they want to send work quotations to their employer or client. They are also working on creating a physical and a virtual card which can be used for payment, subscriptions, etc. Opening a Parkway Account Every firm with its intricacies. Let’s look into Parkway Wallet’. The first step to opening an account is by downloading the Parkway app and you can download the app on either the Play Store or App Store. When opening the application, click on the “sign up” text to open an account. The next thing you will be asked is your Bank Verification Number (BVN), so get it ready. Once you enter your BVN, your BVN-attached mail address and phone will be revealed. An OTP will be sent to your ‘BVN Number’. The next thing is you create a password, verify the password, and set your transaction PIN. The application also has a facial unlock feature which you can set up as you create your new account. What People Are Saying About Parkway Wallet On Google Play Store, the Parkway mobile money has over 10 thousand downloads with just 75 reviews. These reviews have a 3.6 out of 5 stars. Below is a cross section of some of the recent reviews of the application. The app on the App Store only has outdated reviews which is why I won’t be showing snapshots here. You can check the app out yourself on the App Store by searching for “Parkway Project”. Using the Parkway Project Downloading the app was smooth but everything after wasn’t pleasant. Firstly, the app only asks for your BVN and thereafter, brings out your BVN details, mail and phone number. That feels “creepily” cool but the issue here is that you cannot use a different number to register. When you do, you won’t receive any OTP, You can only use either the BVN phone or email for verification. Parkway mobile money also uses the bait of “All transactions are free” but it is not so in all cases. When your wallet balance is below 10,000 NGN, you will be charged 15 NGN for each transaction. My Thought Parkway Mobile Money is a platform that aims at making your transactions more seamless and without any charges. I am not sure they really match the energy of their competitors like Opay, Paga, etc but if you’re looking for a mobile money platform with a focus on invoice payments, Parkway could be worth a try. However, if you want a wider range of free transactions, exploring other options like Palmpay, Opay might be better. You can also read about other licensed mobile money operators in Nigeria such as Kegow, KongaPay, Fortis Mobile Money, KongaPay and NowNow. Frequently Asked Questions About Parkway Wallet How Do I Reach Parkway Mobile Money For Complaint? If you have any problem and you want to contact Parkway’s Customer care service you can call them on 01 454 3219 or 070007275929. You send them an email either through their mail via info@parkwayprojects.com or you use the contact section in their website here. If it is necessary that you visit them physically, their office is at No. 295 Herbert Macaulay Way, Yaba, Lagos. Is Parkway Wallet Legit? The Parkway wallet is a legitimate digital wallet in Nigeria. They are licensed by the Central Bank of Nigeria as a mobile money operator. The Parkway wallet is also available on Google Play Store and App Store. Additionally, they have a website that details their features, including unlimited free money transfers and bill payment options. You can look for reviews online to see what other users have experienced. You can use your device application store or google reviews. Who is the CEO of Parkway Projects? The current chief executive officer, CEO of Parkway mobile money is Emeka Onwuka. He is also a co-founder of the company.
Getting Started with Kegow Mobile Money in Nigeria
Are you searching for a secure and convenient way to manage your money in Nigeria? Look no further than Kegow Mobile Money! In today’s world, Nigerians are increasingly seeking convenient and secure ways to manage their finances, especially those in the rural area which is an area Kegow looks to focus on. Kegow Mobile Money, an app powered by Chams Mobile, offers a banking solution. In this blog article, we will look at the app’s functionalities, its unique features, and its user experience. What is Chams Mobile? Chams Mobile is a subsidiary of Chams HoldCo. Chams HoldCo is a firm that creates technologically-driven products such as ChamsMobile, and ChamsSwitch. Etc. In 2015, the company refocused its objectives from creating governmental products to direct consumers. The company then obtained a license to provide mobile money operations in Nigeria. This license was obtained by Chams Mobile for Kegow which implies that it’s not Chams Mobile itself that is the mobile app but Kegow Mobile money. Thus, Kegow is a CBN-licensed mobile money operator in Nigeria, through Chams Mobile. You can use the app for daily transactions such as sending and receiving money, paying bills, etc. Let’s see more of the benefits of using the Kegow app below before I show you. The Benefits of Using Kegow There are Five different major things that the Kegow app can do for you, Pay bills, Send money, Ajo (thrift) savings, Point sale, and Agency Banking. Let us look at the thrift savings and many other things you can do with Kegow. Kegow’s Ajo saving is a unique feature of the mobile money platform to aid its users in saving money in groups. With Kegow wallet, you can receive up to 10% interest returns on your savings each year. You also can withdraw your money, anytime, at your convenience. Another benefit of the Kegow mobile money is that there are three different wallet types you can open, unlike others that are often two. You can open an individual wallet, an agent wallet, or a business wallet. Lastly, you can automate payments, which can help automate your business at no cost. With their cloud-based services, just like Opay and Palmpay, you can use the Kegow banking service anywhere in the world. You can also use QR payment on the Kegow mobile money application. How to Get Started with Kegow Mobile Money in 2024? Opening an account on the Kegow app in 2024 is quite smooth and straightforward. The first thing you’ll need to input is your mobile phone number. You will then receive a One-Time Password (OTP) on your phone number which will then lead you to the next stage of registration. Ensure you fill in the KYC questions correctly to avoid future complications. What People Are Saying About Kegow Mobile Money? Checking through both the App Store and Play Store, I bring to you what the users of Kegow Mobile Money are saying. I hope this gives you more insight into the app and ultimately helps you decide if the app is really what you need. With over 5k downloads on the Google Play Store, the Kegow Mobile Money has a 4.2 over 5 out of 70 reviews. Here are some of the most recent reviews of the users: Unfortunately, there is no single review from the Apple app store, you can recheck if there are one or two reviews there by the time you are reading this article. Final Thought From my view and based on a cross-section of what Kegow’s users are saying, the platform isn’t all bad to try out. From bill payments and money transfers to group savings (Ajo) and QR code payments, Kegow seems to cover all the essential mobile money functionalities. Additionally, with a relatively high rating on the Google Play Store, Kegow appears to be a well-received mobile money option in Nigeria. If you’re looking for a mobile money platform that offers a variety of features and seems to be user-friendly, Kegow might be worth considering. However, it’s always recommended to compare different options before you make a decision. You can check out our review of other licensed mobile money operators in Nigeria, like Paga, KongaPay, Firstmonie, PocketApp, NowNow, and Fortis Mobile Money. Frequently Asked Questions About Kegow Where is the Kegow Office? If you are looking to reach the people behind Kegow one-on-one, you can visit their operational office at No. 5 Ogunsiji close, Off Adebayo Solanke Avenue at Allen, Ikeja. You can go to their head office at No. 8, Louis Solomon Close in Victoria Island, Lagos. How to Contact the Kegow Mobile Money Customer Care? You can send an email to the Kegow Mobile Money support through support@kegow.com or call them at (234) 807 966 4791. You can also reach them via Facebook, Twitter, and Instagram.
