Have you ever wished you could send money to your friends with just a few taps and with little to no charges? Do you want to use a mobile money operator other than the common ones like Opay, Palmpay, Paga, etc? Then you might want to consider using the NowNow application. This app lets you do almost everything you’d normally do at a bank and on other mobile money operators’ applications. If you are just hearing about this app for the first time, then this article is for you. You will see in detail what NowNow is all about; its benefits, functions, and how you can get started. What is NowNow? NowNow is a mobile banking application in Nigeria that helps you transact daily without hassle. Just as the name implies, NowNow allows you to perform banking activities quickly. You can send and receive funds, and pay utility bills. The NowNow application is designed to be a mobile money operator in Nigeria that is geared towards supporting small and medium enterprises. This is why they’re the first in Africa to have a partnership with Microsoft and got a $13m seed round. All you have to do to start enjoying the “now-now” is to download the NowNow app, create an account, and start to enjoy the features of the NowNow application. Getting Started With NowNow in 2024 To download the NowNow application on your device, just search for “NowNow”. Click on “My-Biz” by NowNow and download/install. To create an account, you’ll be asked for a valid phone number which you will use in registering. The next important thing you’ll need to submit is your NIN, National Identification Number. Ensure you fill in the KYC correctly and your account will be ready to make quick, “NowNow” transactions. After you have registered and your account is ready, the next step is adding funds to your account. Adding money to your NowNow wallet To add funds to your NowNow wallet is simple. One way is by transferring money into your account from an existing bank account. For instance, if you have funds in an existing FirstBank account that you wish to transfer to your new account, you can open your bank app, enter your NowNow number, and send your desired amount to fund your NowNow wallet. You can also add money using your ATM debit card but you must link the account to your NowNow account. What NowNow Does Differently From Others? As mentioned earlier, there are several CBN-licensed mobile money operators but looking closely at the NowNow wallet, there’s one thing they distinctively do differently from others. Unlike other lists of mobile money operators in Nigeria that give Visa and Verve cards, NowNow gives their customers a physical Mastercard. You get the card after a few days of registration, depending on your location. With this card, you can set withdrawal limits, freeze, lock, and easily unlock the card for transactions. Another thing is that you will enjoy QR contactless payment on the NowNow application. Like most other licensed mobile money operators in Nigeria, the NowNow application transactions are super fast. You can send and receive money without stress. You can also enjoy cashback on every airtime and data recharge you make through the application. My Experience With The NowNow Application Firstly, downloading the app is a lot of trouble. When I was trying to download the app, I noticed the link on their website isn’t working, both the direct one and the one on their blog. The next thing to do is to go and search for it on the Play Store. I searched for it and got even more confused, “Is it MyBiz or TapTap?”. I wasn’t sure it was MyBiz because I don’t run any business but I downloaded it regardless since that’s the closest. I then tried signing up on the app and I was stuck here: After using my phone number and verifying it, I got to this bottleneck spot. So, I have nothing to say as an experience of the app but I’ll show you an extensive screenshot of what the users are saying. My Conclusion NowNow is a mobile money operator in Nigeria that has gained an international audience. Not so many mobile money operators in Nigeria have the backing of such a renowned firm as Mastercard. Notwithstanding, I believe there is still more they can do to their application. The fact that I cannot see the NowNow application on the Play Store or App Store is a major problem. It could mean that they have truly changed their name (unofficially) or they are no longer active. If you use NowNow, I would really love to hear from you, you can drop your take on the application in the comment section below. If you are skeptical about the application and want to check others. you can read about PocketApp, Kegow, Parkway, KongaPay, or Fortis Mobile Money. Frequently Asked Questions About NowNow How To Contact NowNow Application You can reach out to them physically at their head office at 239/241 Ikorodu Road, By Town Planning Way, Ilupeju, Lagos. You can also reach them virtually via Facebook, Instagram, or X (formerly Twitter) or call them on +234 0700-066-9669. Who is the CEO of NowNow? The Chief Executive Officer of NowNow is Leigh Flounders. You can check his professional profile here on LinkedIn. Is the NowNow application legit? NowNow has a license from the Central Bank of Nigeria (CBN) as a mobile money operator. Aside from that, every deposit you make into your NowNow wallet has insurance from the Nigeria Deposit Insurance Corporation (NDIC). With the license and insurance, it is obvious that the NowNow application is legit. How to download the NowNow application? The NowNow application is currently not available for download on both Play Store and App Store. This has also made it very impossible to sign up since you can only create an account via the mobile app. Once this is fixed, you can click here to download the NowNow application and get started.
Changera Virtual Dollar Card: How To Create and Fund Your Changera Virtual Dollar Card
Seeing the limitations physical virtual cards have,Changera decided to create a virtual dollar card that would help individuals in their day-to-day transactions. With Changera virtual dollar card, you can pay for purchases online with ease. In addition, if you run ads, you can also make use of Changera virtual cards for payment. Furthermore, Changera doesn’t link its virtual dollar card to its account. This is done to protect user’s privacy. In this article, you’ll learn all you need to know about Changera virtual dollar card. You’ll also learn how to create and fund your virtual dollar card. What Is a Virtual Dollar Card? A virtual dollar card is similar to a physical dollar card. It’s a prepaid card that can be used to make online transactions with ease. All You Need To Know About Changera Changera is avirtual dollar card operator that is owned by Bitmama— the company that bought Payday. It is located in Philadelphia, USA. Changera provides virtual dollar cards to individuals in Nigeria, Ivory Coast, Canada, Senegal, Kenya, Ghana, Cameroon, and Uganda. The platform has three plans that users can subscribe to. These plans are the free, freelancer, and premium plan. Each of these plans has its various benefits. Below are some of each plan. Free Plan This plan is forever free however, you can only access limited features on the Changera app. If you’re using the free plan, you get access to: Freelancer Plan This plan costs $50 per year and as the name implies, it is best for freelancers. Below are what you get access to: Premium Plan Changera premium plan costs $100 per year. The plan has everything in both the free and freelancer plan. As a premium plan user, you gain access to: If all you’d like to make use of Changera virtual dollar card is for payment, then it’s best you stick with the free plan. How Does Changera Work? Changera is currently available on Google Play Store and App Store. All you need to do is download the app to access the virtual dollar card. However, before you can create a Changera virtual dollar card, you’ll need to open an account if you don’t have one. That’s the only way to claim your card. Additionally, Changera allows users to create a USD, GBP, and EUR account. If you wish to create an account on Changera, follow the steps below: Your Changera account has been successfully created. Now it’s time to create your changera virtual dollar card. How To Create Changera Virtual Dollar Card Before Changera allows you to create a virtual card, you’ll be required to complete your verification. For the verification, you’ll need to have either your NIN slip, National ID card, or Driver’s license. Once your verification has been approved, you can go ahead to create your card. Your Changera virtual dollar card is ready!! How To Fund Your Changera Virtual USD Card Once you’ve created your Changera virtual dollar card or exhausted the amount in your virtual dollar card, it’s important that you fund your card for further transactions. You can fund your card by following the steps below: There’s no limit on Changera virtual dollar card. However, the maximum amount that you can hold at any time is $2500. My Thoughts On Changera It was weird that after submitting my NIN slip, I was taken back to the signup page and when I tried completing my verification, I couldn’t; I was shown an error message instead. Also, when I reached out to the customer service team in the app, I was told I’d be responded to in two hours. I sent a message by 6 am, so from this, it’s clear that Changera’s customer service isn’t available 24/7. Reviews On Changera The reviews that were given were mainly about the app. No one talked about the experience using the Changera virtual dollar card. On the Google Play Store, Changera has an app rating of 2.4. Users are really not pleased with the app. Below is a screenshot of some of the reviews. Conclusion Changera virtual dollar card offers a convenient and secure way to make online transactions, especially for individuals in countries with limited online payment options. Also, with its three plans – free, freelancer, and premium – users can choose the best option for their needs. Despite the fact that the app has received negative reviews, the Changera virtual dollar card itself can help make online payments better. To access the card and fund it, all you need to do is follow the steps listed in the article. Lastly, If you encounter any issue while using the Changera virtual dollar card, you can reach out to them at support@changera.co or you can reach out to them on X, Instagram, LinkedIn, or Facebook. Frequently Asked Questions 1. How Much Is A Changera Virtual Dollar Card? Changera charges a card fee of $1 and a funding fee of 1.5 USD for any amount you fund your account with. 2. What Is The Limit On The Changera Virtual Card? There is no daily limit on the Changera virtual card. The maximum amount a card can hold is $2500 and a spending limit of $5000 per month depending on your Changera plan. 3. Does Changera Work With PayPal? Yes, it does, all you need to do is follow the steps to link your Changera card to your PayPal account. 4. Where Can I Use My Changera Virtual Dollar Card? Changera virtual card can be used on all platforms that accept Visa cards like Netflix, Amazon, AliExpress, Prime, YouTube, and so many others. There are no restrictions when it comes to Changera virtual cards.
Getting Started With PocketApp
The Pocket App (formerly Abeg App) is a mobile payment platform that is designed to help business owners and people who save. The Pocket App was previously owned by Abeg Technologies LTD but is now owned by Piggyvest, the popular savings and investment platform.
How To Create An Eversend Virtual Dollar Card
Eversend is a virtual dollar card operator that provides users with a virtual card that can be used to make payments online. Unlike some virtual cards that don’t allow you to pay for ads, Eversend does. In this article, you’ll learn all you need to know about Eversend virtual dollar cards. From how to create an Eversend virtual dollar card to how to fund the card. What Is Eversend Virtual Dollar Card? Eversend virtual dollar cards are prepaid digital cards that can be used to make online transactions. It allows you to shop from various online platforms that accept USD with ease. Eversend virtual dollar card allows users to create as many cards as they want. So, you’re not restricted to just one card. Additionally, if you run Google, Facebook, or X(formerly Twitter) Ads, you can make use of Eversend virtual cards to make payments. What Services Can I Pay For With Eversend Virtual Dollar Card? You can use an Eversend virtual card to pay for goods and services on any international platform that accepts Mastercard. Below are sites where you can pay to use Eversend virtual dollar cards. How Do I Create Eversend Virtual Dollar Card? Eversend has an intuitive user interface which makes creating a virtual dollar card easy. To make the process easy for you, I’ve taken out time to outline the steps you need to follow. But before trying out the steps, ensure that you have the Eversend mobile app installed on your device. Note: The least amount that you’ll need to have in your USD wallet is $2. Eversend charges $1 monthly for card maintenance, so it’s necessary for you to have funds in your USD wallet. How Can I Fund or Add Money To My Eversend Virtual Dollar Card Before you try to make a purchase with your virtual card, ensure that your card is funded. Having money in your USD wallet doesn’t mean you can shop. The money has to be on your card. Here’s a step-by-step guide on how you can fund your Eversend virtual dollar card: Firstly, you’ll have to fund your Eversend account. You can do that by following the steps below: After you’ve funded your Eversend wallet, you can now proceed to fund your Eversend virtual dollar card. However, you can decide to fund your card by exchanging your local currency for USD. Doing this will help you see the exact amount that will be charged. How To Fund Your Eversend Virtual Card From Your Wallet Your card balance will increase immediately. How To Fund Your Card From Your USD Wallet Can I Withdraw From Eversend Virtual Dollar Card? Absolutely! Eversend allows you to withdraw your money from its dollar card. You don’t have to make use of all your funds in the card. To withdraw money from your Eversend virtual dollar card, follow the steps below: How To Add Your Eversend Virtual Card On PayPal If you make use of PayPal to pay for goods and services, you can now link your virtual dollar card to your account. You can do so by following the steps below: PayPal verifies your card in order to confirm that it is legit. During the verification process, PayPal will charge a small fee. The amount is usually less than $1. To link your card, follow the steps below: Once you’re done, PayPal will verify your Eversend virtual dollar card and link it to your account. The verification process takes some few minutes. Once your card is linked, you can now make purchases and payments with your card. All you need to do to choose the Eversend virtual dollar card as the payment method. My Thoughts On Eversend Virtual Dollar Card Eversend has an intuitive user interface so, creating a virtual dollar card was easy. Also, navigating through the platform wasn’t difficult. Additionally, Eversend virtual dollar cards are safe for online payments and they are transparent about all that’s done within the app. Reviews On Google Play Store About Cardify Africa Following the review on the Google Play Store, users seem to love using Eversend virtual dollar cards. Below is a review from some users. Conclusion Eversend virtual dollar cards are safe and easy to use. However, before making any transaction, it’s important that you go through their policies to avoid being charged extra. For example, if you try making a purchase without enough funds, Eversend will deduct a certain fee. As long as you keep repeating the mistake, a fee will be deducted. Furthermore, Eversend allows you to create a new card for any purchase you want to make. Have you made use of the Eversend virtual card yet? If yes, tell us your experience. Frequently Asked Questions 1. How Do I Delete My Virtual Card? To delete your Eversend virtual dollar card, follow the steps below: Once this is done, your card will be frozen for 24 hours. If no transaction is done within 24 hours, it will be automatically deleted. 2. How Can I Resolve An Overdraft Issue? 3. How Do I Freeze My Eversend Virtual Dollar Card? To freeze your Eversend virtual card, follow the steps below: Note: If the card isn’t unfrozen after X days, the card will be deleted completely. 4. How Much Does Eversend Virtual Dollar Card Cost? To create an Eversend virtual dollar card, you’ll need at least $5. Also, after the first month of creating your card, Eversend will charge a card maintenance fee of $1. The platform charges this fee monthly. Lastly, any time you try to make a payment without sufficient funds, Eversend charges $0.5, and for any cross-currency card transactions, you’ll pay a fee too. Check here to find the fees.
Getting Started with FirstMonie
Sometimes, despite the several security measures put in place by Mobile Money Operators in Nigeria, there is always a question of “How authentic is this mobile money platform?”. A simple answer to that is having an MMO that can be traced back to an existing company and that will be Firstmonie. Firstmonie wallet is an affiliate of the First Bank of Nigeria. Before we look deeper into what the Firstmonie wallet is all about, if you want to know what mobile money operators are and the top in Nigeria, you can take a quick look at that here. Now, let’s take the veil off the Firstmonie app, especially for those thinking of starting their journey with the brand. The Firstmonie Platform The Firstmonie platform is one of the bank-led mobile money operators owned by First Bank Nigeria Limited. Unlike other mobile money operators like Palmpay, Paga, Opay where there is no physical bank attached to it, with Firstmonie wallet you are sure that even if you don’t know any agent close by, you can always enter a First Bank branch to complain. FirstMonie provides financial services to small and medium enterprises that are in underbanked and unbanked areas using their registered agents and businesses. With the Firstmonie wallet, you can send and receive money. You can also pay bills like TV subscriptions, electricity, etc. Opening a Firstmonie Wallet Opening an account on Firstmonie is a bit different from other common platforms like PocketApp, KongaPay, etc, that could be, perhaps, because it’s a bank-led mobile money operator. Before walking you through the process of opening a Firstmonie account, you need to know the requirements to open an account. Requirements for Firstmonie Wallet To have a Firstmonie wallet, you will need a valid phone number and a Bank Verification Number (BVN) or your National Identification Number (NIN). The thing you provide when opening your account is your number. An OTP will be sent to your phone number from FirstBank which you will use for verification. You will be asked to enter your BVN or NIN. Immediately you do, the name linked to the number you provided will be displayed. You will enter your gender, DOB, and email. You will also be asked to create a PIN for transactions and set three security questions after which you will have access to your wallet. The phone you provided will be used as your account number. What Can Firstmonie be Used For? Just like other mobile payment platforms, you can use the Firstmonie wallet to send and receive money from the banks in Nigeria. You can use the Firstmonie app to send money to other Firstmonie wallets, FirstBank accounts, and other banks. Firstmonie wallet can be used to buy airtime and data subscriptions. You can also make bill payments such as electricity, internet services, etc. The Limitations of Firstmonie Mobile Banking One would have thought that Firstmonie, being a subsidiary of the popular FBN, would have some top tier services, but the reverse is the case. Aside from the design of the app that is not giving, below are some other things you may not like about the Firstmonie app: What People Are Saying About Firstmonie? There are 3.6 stars out of over 2700 Google Play Store Reviews for the Firstmonie app. I will personally give it a 2.5/5. Out of 60 ratings on the App Store, Firstmonie has a 3.1 out of 5. Up to half of the ratings given is a 1 star out of 5. Final Thoughts Firstmonie allows users to send and receive money, pay bills, and buy airtime. Though the app interface is basic, it is considered clunky and it has limitations compared to competitors, such as fees for transfers and limited top-up options. Ultimately, whether the Firstmonie wallet is a good fit for you depends on your priorities. If security and a traditional banking connection are most important, Firstmonie is a good choice. If a user-friendly interface and extensive features are higher priorities, you might consider exploring other mobile money options. You can download the app on Google Store or App Store. You can also read about other licensed mobile money operators in Nigeria like Kegow, NowNow, Parkway and Fortis Mobile Money. Frequently Asked Questions How does Firstmonie work? As mentioned in the article above, the Firstmonie wallet can be used to make payments to different places and organizations as it is seen on the app. Big payments like electricity bills and even the other ones like LindaIkejiTV payments. You can, of course, send and receive money from/to any bank account in Nigeria. You can also fund your bet9ja wallet from your Firstmonie wallet. Is Firstmonie the same as FirstBank? FirstBank owns Firstmonie but they are not the same thing. There is another banking app called the FirstMobile where you carry out all transactions on your FirstBank account. You can download FirstMobile for Android here. Is Firstmonie Wallet Safe? Firstmonie Wallet has a license from the Central Bank of Nigeria and also deposit insurance from Nigeria Deposit Insurance Corporation (NDIC). With this license and insurance, you are sure that your deposits and transactions are safe.
Getting Started With Cardify Virtual Dollar Card: How To Create and Fund Cardify Africa Virtual Dollar Card
Do you want to know more about Cardify Africa virtual dollar card? I’ve taken the time to share all we know in this detailed article. From how to create an account to how you can claim your Cardify Africa virtual dollar card, you’ll find that all here. Additionally, I’ll be letting you know our thoughts and what the audience has to say about the Cardify Africa virtual dollar card. But first.. What Is Cardify Africa? Cardify Africa is a virtual dollar card operator that issues users within Ghana and Nigeria a virtual dollar card to pay for goods and services online. It also lets you spend, exchange, buy and save money. To access Cardify, all you need to do is download the Cardify mobile app from the Google Play Store or App Store. How Does Cardify Africa Virtual Dollar Card Work? You’ll have to fund the Cardify Africa virtual dollar card before it works. However, it’s impossible to find your card if your registration process isn’t complete. To learn more on how to get your Cardify virtual dollar card working, keep reading. How To Open A Cardify Africa Account Before you can claim your Cardify Africa virtual dollar card, you’ll need to open an account with them. Cardify Africa allows you to own NGN/GH, USD, and GBP accounts. So, if it’s your first time learning about Cardify, you can follow the steps below to open an account: Note: Cardify Africa doesn’t allow signing up with your Google account. Also, signing up with your email address, you’ll need to put your phone number. Your Cardify account is ready. How To Fund A Cardify Account Below are the steps to follow if you’re trying to fund your Cardify Nigerian or Ghanian account: Note: If you haven’t verified for level 2, you’ll need to do that before you can proceed You’ll be taken to a page where you’ll see the requirements for level 2 verification If the number you used for your BVN is no longer in use, you can verify your account manually After you’ve selected bank transfer, the system will generate a dedicated account for you How To Fund Cardify Africa Dollar Account Note: You can only send USDT TRC20 How To Swap Your NGN To USD If you don’t have access to cryptocurrency, you can swap your Naira or Ghana cedis for USD all you need to do is follow the steps below: How Can I Create and Fund Cardify Africa Virtual Dollar Card Cardify Africa has various virtual dollar cards that users can choose from. The card fee for the basic dollar card and standard card are the same. To get the Deluxe dollar card, you’ll have to pay extra. Below are the steps to follow to create your Cardify Africa virtual dollar card: If you wish to get a Deluxe dollar card, you’ll have to verify your account by submitting your ID card; it can be your National ID, Voter’s card, International passport, or Driver’s license. Additionally, the amount you need to create your Cardify basic and standard virtual dollar card is a minimum of $8. $3 is for the card issuance fee and funding fee. The extra $5 is the least amount you can fund your card. Reviews On Google Play Store About Cardify Africa From a review on Google Play Store, a user complained that the card couldn’t be used to make payment for a purchase that cost $1. Another user complained that the card was rejected when they tried to make a purchase, and after 24 hours, his money was deducted and hasn’t been refunded. Others complained that their help desk was poor and that sometimes their money was deducted without explanation(it’s important to note that Cardify Africa stated that they had no card maintenance fee). On the other hand, those who found this platform useful were those who used the account to send and receive money. Only a few people spoke about the swift payment they received when they used the card for online payment. My Thoughts When I made use of Cardify Africa, the onboarding process was easy and straightforward. However, I didn’t like the idea of being asked for my phone number when I was asked to sign up using my email address. Also, I didn’t like the fact that for every action I take on the app, messages are sent to my phone number. Furthermore, the steps needed to find my dollar and Naira account were quite stressful. The designated account number I was meant to transfer to didn’t show up. Well, if you still want to find your NGN account, you need to have a lot of patience in order to understand how it works. Personally, I didn’t have that much patience. Conclusion Cardify Africa virtual dollar card can help you with various payments online. If you need any help, you can reach out to their customer support on the mobile app. Additionally, endeavour to do proper research before deciding to settle for Cardify Africa virtual dollar card operator. If you’re a crypto trader, you can make use of this app to save your coins. Frequently Asked Questions 1. How Can I Fund My Cardify Africa Virtual Dollar Card With NGN Or USD? You can fund your Cardify Africa virtual dollar card using your NGN or USD wallet (Binance pay, BUSD, USDT, and any other option). This allows you to change and assign funds to your card. 2. Does Cardify Virtual Dollar Card Work On AliExpress? Yes it does, you can use the Cardify Africa virtual dollar card on any platform including AliExpress. All you need to do is fund your card, shop, and enjoy swift and secure transactions. 3. Who Is The Owner Of Cardify Africa? Cardify Africa was founded and owned by Tunde Ibrahim Aderemi who is widely known as Tunde Buremo. 4. How Do I Contact Cardify Africa? For any issues you might come across in the process of using the app or the virtual card,
Getting Started With KongaPay
Have you ever wanted to make all your transactions on a single platform, even for your online shopping? Having a KongaPay account will allow you to easily shop on the Konga app and do other transactions like bill payment, airtime data top-up, etc. In this blog post, you will learn about the financial services that are offered on the KongaPay account. You will learn about its security measures, how you can get started, and see what the current users are saying. What is KongaPay? KongaPay is a mobile payment platform where you can make fast and secure transactions. It was first created to make the shopping experience on the Konga platform seamless but has now grown into an independent mobile money operator. KongaPay was first introduced to Nigerians in July 2014, and it has grown over the years to serve over 50000 customers. The platform has a license from the Central Bank of Nigeria (CBN). The Nigerian Deposit Insurance Corporation (NDIC) also insured the deposits on a KongaPay account. If you like or make a lot of transactions then you might want to open a KongaPay account to start your experience on the platform. How to Open an Account on KongaPay? Opening an account on KongaPay is a simple and easy process. You can start your onboarding registration either on their website or you can download the KongaPay on the Play Store or App Store. When you get on the KongaPay platform, you will be asked basic KYC questions such as your occupation, valid phone number, email address, and nationality, which is going to be Nigerian. You must know that there are different tier levels on the KongaPay account, the Lite, Classic, and Premium. Each of these tier levels has different amount limits on the transactions you can perform and also have different requirements. Lite is automatically set as your tier level when you first open your KongaPay account without any ability to make transactions. To upgrade to Classic, you must upload your picture, a government ID, and your Bank Verification Number (BVN). This tier will enable you to make up to 200,000NGN in a day. To upgrade to Premium, you must provide all Tier 2 (Classic) level requirements plus a Utility bill and a verification of your address. This will allow you to receive up to N2m and make up to N1m transactions a day. It is important to complete your tier KYC to be able to enjoy the transaction opportunities for that level. Funding your KongaPay Account For you to use your KongaPay account to make transactions, you need to use fund your wallet which can easily be funded by another KongaPay user. But you need not worry if you don’t know a KongaPay user, you can fund your account by linking your bank to your KongaPay account. To do this, log in to your KongaPay account and navigate to the settings. You will then select “Add Money” and then fill out the questions correctly. Seamlessly! KongaPay Security Features? KongaPay is committed to ensuring that their transactions are not just seamless but secure. One of the ways they achieve this is through “transaction authorization” with OTP. Besides the PIN you set for your KongaPay account, you’ll always receive an OTP on your phone number and email to authorize the transaction. With this, you have control over all your transactions. KongaPay doesn’t also save your payment information. Once you enter any payment information, it is verified against your bank database. For cases where you forget your transaction PIN, you will be required to re-verify the information you entered when you registered. Lastly, since KongaPay has a license from CBN as a mobile money operator, they have certain security standards that they must meet. This assures you that your money is safe. What KongaPay Account Users Are Saying? Below is a cross-sectional review of the ratings and comments of KongaPay Users on the App Store and Play Store. On the Play Store, the app has over 100k downloads but 2.5/5 star ratings out of 463 reviews. The KongaPay app is also available on Apple’s App Store; it has a 3.6/5 star rating from 49 reviews given. From a general perspective, I think the KongaPay app needs some debugging, especially with the upgrade thing. Conclusion KongaPay platform helps you simplify your financial life by enabling a secure and convenient way to get all your needs. You can effortlessly send and receive money instantly, and pay your bills and TV subscriptions with just a tap. Whether you shop frequently online or you are just looking for a convenient way to make your transactions, KongaPay has something to offer you. Sign up today and experience a smarter and more secure financial journey! You can learn more about other mobile money operators in Nigeria like Opay, Palmpay, PagaTech, PocketApp, FirstMonie, NowNow, Fortis, Kegow, and Parkway. Frequently Asked Questions (FAQs) About KongaPay How do I contact KongaPay? You can reach KongaPay customer support through their website or in-app help service for any questions or assistance. You can also contact their customer care directly via email at helpdesk@kongapay.com or you can contact them through mobile at 07080635700. Can I buy Airtime on Konga? Yes! You can conveniently purchase airtime on the KongaPay platform for your MTN, Glo, Etisalat, and Airtel service providers. You can also make bank transfers with zero charges and TV subscription payments for GOtv & DStv. Also, you can use it to make purchases on online platforms including Konga.com, among others. Is KongaPay Account Free? KongaPay advertises no charges for many transactions like sending and receiving money. However, specific fees may apply for services like using your debit card to fund your account. How Secure is KongaPay? The KongaPay account is very secure, using various security measures to protect user information and transactions. This includes features like PIN verification, data encryption, and fraud prevention protocols. Where is the KongaPay Office Located? You can physically visit the KongaPay office on the 2nd Floor, Yudala Heights, 13a Idowu Martins, Victoria Island, Lagos State.
Getting Started with PagaTech
PagaTech, popularly called Paga, isone of the foremost Mobile Money Operators (MMO) in Nigeria with over 20 million users. They provide mobile payments and other financial services to Nigerians. You can use a Paga account to send and receive money using a phone number
How To Create Grey Virtual Dollar Card: All You Need To Know
Grey is a virtual dollar card operator that has made it easy to save and also receives money from clients and loved ones internationally. The Fintech company has also made it easy to buy goods and services online without stress through its virtual dollar card. Now, you can access all the international platforms with ease. This article has all the answers to your questions on Grey’s virtual dollar card. So, keep reading! What Is Grey Virtual USD Card? Grey.co owns the Grey virtual USD card. The company created it to help Africans buy goods and services easily. Furthermore, Grey offers a Mastercard virtual dollar card that can be accessed on the Grey mobile app. This card offered by Grey can only be used for three years. How To Create Grey Dollar Card Before you create a Grey dollar card, you’ll have to download the Grey app from the Google Play Store or App Store. Once you’ve done this, you can create your Grey USD Card. You can follow the steps below to create a Grey USD dollar card, which is easy. Note: Grey doesn’t charge card maintenance or funding fees. How To Fund Your Grey USD Dollar Card After creating your Grey virtual dollar card, you’ll need to fund it in order to make transactions online. To fund your Grey virtual dollar card, follow the steps below: Note: You’ll have to pay a conversion fee when funding your virtual dollar card from any of your accounts that aren’t in USD. The minimum amount of money you can fund your Grey dollar virtual card with is $2, and the maximum amount is $2500 per transaction. Additionally, you can withdraw your funds from your Grey virtual dollar card. All you need to do is contact support@grey.co and state the amount you wish to withdraw. How To Shop Online With Your Grey Virtual USD Card If you’re looking for ways to shop online with your Grey dollar card, you must first have an idea of the acceptable platforms where you can use the dollar card. Here are some platforms you can use your card on. Now that you have an idea, let’s go ahead and find out how to shop from one of these platforms. How To Shop On Amazon With Grey Virtual Dollar Card Can I Use Grey Virtual Dollar Card On Aliexpress?: How To Shop On AliExpress With Grey Virtual Dollar Card Note: AliExpress will return the $1 it takes within 1-7 business days How To View Your Transaction Limits On Grey Virtual USD Card Here’s how you can check your transaction limit in your dollar card: Note: There’s no limit on the Grey dollar virtual cart, but you can spend up to $10,000. How To Receive Payments From PayPal Using Grey Virtual USD Card If you can make use of PayPal to send and receive funds internationally, then you can link it to either your UK, GBP, or EU Grey account. You can do that by following the steps below: Note: Any withdrawal you make from PayPal takes up to 1-3 working days before you can receive it. What Transactions Can’t Be Done With The Grey Virtual USD Card? The Grey virtual dollar card can’t be used for betting, P2P, and cryptocurrency. Additionally, if you try to make a transfer twice with your card and it fails, your card will be frozen. If your card gets reactivated, and you make the same transfer again twice, and it fails due to insufficient funds, your card will be terminated. Can I Increase My Transfer or Deposit Limit on Grey? Currently, Grey doesn’t allow users to increase their deposit or spend limit on their account. All you can do is reset your account daily limit in order to split all transactions across several days. Luckily, Grey’s daily limit is higher than the usual limit you’d get on any domiciliary bank account. Final Thoughts From our detailed guide, we are sure you now have an idea of how the Grey dollar card works. With this card, you can purchase goods and services from popular online platforms with ease. Furthermore, it’s important that your account is funded before you make transfers using your Grey virtual dollar card to prevent your card from being blocked. Lastly, for any issues you have with the platform, you can reach out to Grey.co on their social media handles, such as Instagram, X, and LinkedIn. Frequently Asked Questions 1. How Long Does A Grey Virtual Card Last? The card lasts for exactly three years. A one time card creation fee is charged at $4 and an additional funding fee of $1. 2. What Are The Requirements To Create A Grey USD Virtual Card? To create your Grey virtual dollar card, you will be required to have finished your KYC registration before making any transactions on Grey. 3. How do I Contact Grey Customer Service? The fastest way to contact grey customer service is through the in-chat on the mobile app or you can send an email support@grey.co. 4 Do I Need To Have A Virtual Account To Get A Card? No, all you need to do is to top up in your local currency and switch to USD. You Might Also Like: All You Need To Know About Chipper Virtual dollar card
Getting Started with Palmpay – For Transfers and Bills
Over the past few years, we have seen an incredible increase in the Nigerian fintech space, and the Palmpay account is not an exception. The Palmpay app is a platform you can use to make transfers, pay several bills, make online payments, and even get an ATM card that you can use to withdraw from Nigerian ATMs. Palmpay prides itself in the act of giving its users the ability to earn as they pay and in this blog post, we will look at how you can get started. You will learn how to download the app, set up your account, and begin your Palmpay ride. What is Palmpay? Palmpay is a mobile money operator in Nigeria that offers a convenient and easy way to send and receive money. The app is designed as an easy-to-use fintech platform that allows it to use an all-inclusive banking service. You can then Palmpay account to pay bills, shop online, and send money to friends and family either to their PalmPay account bank or other recognized banks in Nigeria. You don’t have to panic about the security of your money because, besides the fact that Palmpay has been in operation since 2018, they are licensed by the Central Bank of Nigeria (CBN). Your deposits will be issued by Nigerian Deposit Insurance Corporation (NDIC). Palmpay is also a global company not just in Nigeria but in Ghana, Tanzania, and the United Kingdom. Why Use the PalmPay Account? Whether as an individual or a business owner, having a PalmPay account comes with a lot of benefits. One of them is its very reliable and fast network. The PalmPay platform, unlike other fintech platforms, boasts 99% successful transactions. You even get notified when you’re making a transfer to an account with server downtime or traffic. Another thing you’ll enjoy using a PalmPay account is the numerous discounts and coupons. Unlike several other fintech platforms, the PalmPay Application offers numerous amazing and exciting discounts with every transfer or purchase you make. This also includes free transfers to other banks. Getting on Board and Setting Up a Palmpay Account To enjoy the several opportunities available on the PalmPay platform, you must create an account and the first step to that is downloading the App. You can get the application from the Google Play Store or the Apple Store, depending on which device you get. Once the application is installed on your phone, you can go ahead and sign up for a PalmPay account. Signing Up When you open the application on your device, you will be asked to input a valid phone number and if you have an invite code, you can use it. A one-time password will be sent to your phone number and you’ll use this to verify your account. Once you are verified, you have access to the platform’s services. This is just like the procedure with the Opay platform. Exploring the Features of PalmPay After you have set up your PalmPay account, the next thing is to add funds to your account so you can start enjoying all the benefits on the platform. Funding your PalmPay Account When you open the PalmPay app, you will see the “Add Funds” button next to your balance, click on it, and select from the several means available. On the PalmPay app, you can fund your account via cash transfer from another banking app and cash deposit through an agent. You can also fund your account directly through an ATM card or another bank account. You will just have to link the card or bank to your PalmPay account and verify the first time. After that, you can easily add money to your account by just punching in the amount and input your password. Paying Bills On the PalmPay platform, you can pay several bills conveniently from your account balance. Besides airtime and data bundle, you can easily pay for electricity, TV services (like DStv, GOtv, etc.), pay for water, and other Government payments. You can explore the bill payments available on the PalmPay app to see the one that suits you. You can also use your PalmPay account to pay for split bill payments between you and your friends. Rewards and Loans Aside from the discounts and coupons you receive on the PalmPay platform, you can borrow from them at a low rate. After using the app for transactions for a few months, you will be eligible to borrow Flexi which you can use to buy airtime. The more you repay on time, the higher the amount you can borrow will be. You can also get eligibility for Flexi cash that you can use for other transactions other than airtime. PalmPay rewards come in different ways and means. One of them is the money you get when you refer a new user using your referral link or code. You can get as high as 10,000 NGN from referring new users. There is also the trailing cash, daily rewards, etc. PalmPay account is your all-in-one fintech platform. Conclusion The PalmPay account isn’t just for sending and receiving money but also for several rewards and incentives. You can make money while spending your money. If you’re not using Palmpay already, start today and embrace the cashless flow. Download PalmPay, sign up, and bank in a way that fits you. Other popular licensed mobile money in Nigeria include PagaTech, PocketApp, Parkway, Kegow, NowNow, KongaPay, FirstMonie, Fortis Mobile, etc. Frequently Asked Questions on PalmPay Where is the PalmPay office located? The Nigerian head office of PalmPay is at No. 20, Opebi Road, Ikeja in Lagos. The Ghanaian head office is at 54, Senchi Street, Airport Residential Area, Accra. They have 22 other offices in Nigeria. The office is in Abia, Abuja, Akwa, Anambra, Bayelsa, Benue, Cross River, Delta, Edo, Ekiti, Enugu, Imo, Kaduna, Kano, Kogi, Kwara, Ogun, Ondo, Osun, Oyo, Plateau, River, Sokoto and Yobe. You can click here to see the state’s locations. Is the PalmPay account secured? The PalmPay app has security measures like PIN and transaction encryption that
