Market Overview
Zambia's fintech sector is experiencing rapid growth, driven by high mobile penetration and progressive regulations. The Bank of Zambia has implemented policies to encourage digital financial services while ensuring consumer protection.
10M
Mobile Money Users
78%
Mobile Penetration
6M
Banked Adults
$50M
Fintech Investment
Top Fintech Apps in Zambia
Top Fintech Founders
Market Insights
Zambia's fintech market is characterized by strong mobile money usage, growing digital banking adoption, and increasing interest from international investors. The government's "Smart Zambia" initiative aims to accelerate financial inclusion through technology.
Financial Inclusion Across Zambia
Regional analysis of banking and mobile money penetration from Lusaka to other provinces.