Market Overview
Ghana's fintech sector is one of Africa's most advanced, with progressive regulations and high mobile money adoption. The Bank of Ghana has established a regulatory sandbox and issued licenses to numerous fintech companies.
18M
Banked Adults
80%
Mobile Penetration
15M
Mobile Money Users
$120M
Fintech Investment
Top Fintech Apps in Ghana
Top Fintech Founders
Market Insights
Ghana's fintech landscape is characterized by strong mobile money penetration, progressive regulation, and a vibrant startup ecosystem. The government's "Digital Ghana Agenda" is accelerating financial inclusion through technology.
Financial Inclusion Across Ghana
Regional analysis of banking and mobile money penetration from Accra to other regions.