Overview
Bestinvest is a well-established UK investment platform that has been operating since 1986, making it one of the more experienced players in the online investment space. The platform caters to both beginner and experienced investors, offering a comprehensive range of investment options including ISAs, SIPPs, Junior ISAs, and general investment accounts.
The platform appeals to a wide range of investors with competitive fees, particularly for those investing in funds or US shares, and extensive investment options. Bestinvest is part of the Evelyn Partners group and is regulated by the Financial Conduct Authority (FCA), providing investors with regulatory protection and peace of mind.
The platform distinguishes itself through its combination of low-cost investing, free expert coaching, and sophisticated planning tools, making it suitable for both DIY investors and those seeking guidance.
Key Features
Ready-made Portfolios
Professionally managed investment portfolios
Free Investment Coaching
Access to qualified financial planners
3,000+ Investment Options
Wide selection of funds, shares, and ETFs
Advanced Goal Planning
Sophisticated investment planning tools
The Best™ Funds List
Expert-curated fund recommendations
Spot the Dog
Poor-performing fund identification service
Mobile App
Full-featured iOS and Android applications
Multi-Account Support
ISAs, SIPPs, Junior ISAs, and investment accounts
Pros
- Free US share trading online
- Competitive annual fees with tiering
- Free expert investment coaching
- Extensive fund selection (3,000+)
- Strong mobile app functionality
Cons
- Limited international market access
- SIPP minimum £10 monthly fee
- Telephone dealing charges £30
- Paper statements cost extra
- Customer service response delays
Security Analysis
Security Features:
- Regulatory Protection
- Secure SSL encryption for all transactions
- Regular compliance audits
- Multi-factor authentication available
Pricing & Fees
How To Get Started
Account Registration
Complete the online application form with personal details and the investor profile questionnaire.
Identity Verification
Upload required documents (passport/driving license and proof of address) for KYC compliance.
Choose Account Type
Select from ISA, SIPP, Junior ISA, or general investment account options.
Fund Your Account
Transfer money via bank transfer, debit card, or existing investment transfers.
Select Investments
Choose from ready-made portfolios or build your own portfolio from available options.
Start Investing
Begin regular investing or make lump sum investments through the platform.
Final Verdict
Bestinvest offers a compelling combination of competitive fees, comprehensive investment options, and valuable free coaching services. The platform particularly excels for US share investors and those seeking professional guidance without advisory fees.
